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Loans Past Due Financing Receivables (Tables)
9 Months Ended
Sep. 30, 2013
Past Due Financing Receivables [Abstract]  
Past Due Financing Receivables
The following tables provide a summary of loans by portfolio type, including the delinquency status of those loans that continue to accrue interest and those loans that are nonaccrual:
As of September 30, 2013
Originated Loans
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing (a)
 
Loans
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
3,571

 
$
3,889

 
$
4,931

 
$
12,391

 
$
3,851,704

 
$
3,864,095

 
$
201

 
$
5,234

CRE
2,794

 
1,414

 
8,976

 
13,184

 
2,214,228

 
2,227,412

 
1,047

 
13,821

Construction

 

 
24

 
24

 
328,838

 
328,862

 

 
85

Leases
726

 

 

 
726

 
199,181

 
199,907

 

 

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
9,825

 
3,392

 
5,378

 
18,595

 
1,628,500

 
1,647,095

 
4,506

 
3,894

Home Equity Lines
1,094

 
498

 
1,118

 
2,710

 
886,662

 
889,372

 
500

 
2,038

Credit Cards
781

 
434

 
700

 
1,915

 
143,198

 
145,113

 
365

 
422

Residential Mortgages
13,487

 
3,771

 
9,344

 
26,602

 
460,681

 
487,283

 
5,833

 
10,094

Total
$
32,278

 
$
13,398

 
$
30,471

 
$
76,147

 
$
9,712,992

 
$
9,789,139

 
$
12,452

 
$
35,588

Acquired Loans
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing (c)
 
Loans (c)
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
5,379

 
$
331

 
$
3,239

 
$
8,949

 
$
974,271

 
$
983,220

 
$

 
$
5,301

CRE
3,068

 
2,816

 
26,766

 
32,650

 
937,010

 
969,660

 

 
691

Construction

 

 

 

 
18,182

 
18,182

 

 

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
10,883

 
2,866

 
1,446

 
15,195

 
1,065,103

 
1,080,298

 

 
954

Home Equity Lines
3,779

 
982

 
3,522

 
8,283

 
298,500

 
306,783

 

 
2,184

Residential Mortgages
18,346

 
3,203

 
10,723

 
32,272

 
435,336

 
467,608

 
2,967

 
769

Total
$
41,455

 
$
10,198

 
$
45,696

 
$
97,349

 
$
3,728,402

 
$
3,825,751

 
$
2,967

 
$
9,899

Covered Loans (b)
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing (c)
 
Loans (c)
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
3,729

 
$
730

 
$
12,493

 
$
16,952

 
$
66,287

 
$
83,239

 
n/a
 
n/a
CRE
1,299

 
5,672

 
117,839

 
124,810

 
184,087

 
308,897

 
n/a
 
n/a
Construction
943

 

 
25,996

 
26,939

 
3,150

 
30,089

 
n/a
 
n/a
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
57

 
4

 

 
61

 
6,300

 
6,361

 
n/a
 
n/a
Home Equity Lines
1,532

 
22

 
1,781

 
3,335

 
99,574

 
102,909

 
n/a
 
n/a
Residential Mortgages
8,333

 
661

 
5,966

 
14,960

 
37,835

 
52,795

 
n/a
 
n/a
Total
$
15,893

 
$
7,089

 
$
164,075

 
$
187,057

 
$
397,233

 
$
584,290

 
n/a
 
n/a
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(a) Installment loans 90 days or more past due and accruing include $2.9 million of loans guaranteed by the U.S. government as of September 30, 2013.
(b) Excludes loss share receivable of $70.0 million as of September 30, 2013.
(c) Acquired and covered impaired loans were not classified as nonperforming assets at September 30, 2013 as the loans are considered to be performing under ASC 310-30. As a result interest income, through the accretion of the difference between the carrying amount of the loans and the expected cash flows, is being recognized on all acquired and covered impaired loans. These asset quality disclosures are, therefore, not applicable to acquired and covered impaired loans.

As of December 31, 2012
Originated Loans
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing (a)
 
Loans
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
3,814

 
$
1,986

 
$
3,571

 
$
9,371

 
$
3,297,155

 
$
3,306,526

 
$
104

 
$
5,255

CRE
4,181

 
4,530

 
11,535

 
20,246

 
2,204,170

 
2,224,416

 
382

 
15,780

Construction
981

 

 
597

 
1,578

 
333,969

 
335,547

 

 
731

Leases
6

 

 

 
6

 
139,230

 
139,236

 

 

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
11,722

 
3,193

 
5,639

 
20,554

 
1,307,704

 
1,328,258

 
4,942

 
2,914

Home Equity Lines
1,584

 
880

 
1,227

 
3,691

 
802,387

 
806,078

 
475

 
1,557

Credit Cards
969

 
558

 
954

 
2,481

 
143,906

 
146,387

 
438

 
598

Residential Mortgages
13,291

 
2,488

 
5,231

 
21,010

 
424,201

 
445,211

 
3,076

 
9,852

Total
$
36,548

 
$
13,635

 
$
28,754

 
$
78,937

 
$
8,652,722

 
$
8,731,659

 
$
9,417

 
$
36,687

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Covered Loans (b)
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing (c)
 
Loans (c)
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
931

 
$
981

 
$
24,111

 
$
26,023

 
$
102,486

 
$
128,509

 
n/a
 
n/a
CRE
4,130

 
15,019

 
172,444

 
191,593

 
348,002

 
539,595

 
n/a
 
n/a
Construction
589

 
7,925

 
34,314

 
42,828

 
7,505

 
50,333

 
n/a
 
n/a
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
1

 
65

 
21

 
87

 
8,102

 
8,189

 
n/a
 
n/a
Home Equity Lines
1,528

 
654

 
2,211

 
4,393

 
112,832

 
117,225

 
n/a
 
n/a
Residential Mortgages
10,005

 
442

 
7,763

 
18,210

 
43,330

 
61,540

 
n/a
 
n/a
Total
$
17,184

 
$
25,086

 
$
240,864

 
$
283,134

 
$
622,257

 
$
905,391

 
n/a
 
n/a
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(a) Installment loans 90 days or more past due and accruing include $3.4 million of loans guaranteed by the U.S. government as of December 31, 2012.
(b) Excludes loss share receivable of $113.7 million as of December 31, 2012.
(c) Covered impaired loans were not classified as nonperforming assets at December 31, 2012 as the loans are considered to be performing under ASC 310-30. As a result interest income, through the accretion of the difference between the carrying amount of the loans and the expected cash flows, is being recognized on all covered impaired loans. These asset quality disclosures are, therefore, not applicable to covered impaired loans.

As of September 30, 2012
Originated Loans
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing (a)
 
Loans
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
8,781

 
$
2,795

 
$
1,519

 
$
13,095

 
$
3,036,136

 
$
3,049,231

 
$
57

 
$
9,995

CRE
3,197

 
3,856

 
16,876

 
23,929

 
2,129,413

 
2,153,342

 
1,862

 
20,574

Construction
116

 

 
853

 
969

 
308,136

 
309,105

 

 
923

Leases
7

 

 

 
7

 
110,931

 
110,938

 

 

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
8,934

 
3,430

 
4,834

 
17,198

 
1,303,883

 
1,321,081

 
4,439

 
3,267

Home Equity Lines
1,840

 
472

 
1,411

 
3,723

 
786,020

 
789,743

 
541

 
1,858

Credit Cards
991

 
556

 
808

 
2,355

 
141,563

 
143,918

 
393

 
525

Residential Mortgages
14,427

 
2,777

 
6,233

 
23,437

 
415,625

 
439,062

 
2,399

 
13,169

Total
$
38,293

 
$
13,886

 
$
32,534

 
$
84,713

 
$
8,231,707

 
$
8,316,420

 
$
9,691

 
$
50,311

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Covered Loans (b)
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing (c)
 
Loans (c)
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
2,962

 
$
973

 
$
27,035

 
$
30,970

 
$
131,721

 
$
162,691

 
n/a
 
n/a
CRE
4,965

 
21,919

 
184,067

 
210,951

 
412,323

 
623,274

 
n/a
 
n/a
Construction

 
998

 
41,325

 
42,323

 
19,453

 
61,776

 
n/a
 
n/a
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
2,289

 

 
35

 
2,324

 
6,036

 
8,360

 
n/a
 
n/a
Home Equity Lines
1,398

 
435

 
1,981

 
3,814

 
119,364

 
123,178

 
n/a
 
n/a
Residential Mortgages
10,382

 
1,248

 
8,576

 
20,206

 
43,573

 
63,779

 
n/a
 
n/a
Total
$
21,996

 
$
25,573

 
$
263,019

 
$
310,588

 
$
732,470

 
$
1,043,058

 
n/a
 
n/a
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(a) Installment loans 90 days or more past due and accruing include $3.1 million of loans guaranteed by the U.S. government as of September 30, 2012.
(b) Excludes loss share receivable of $131.9 million as of September 30, 2012.
(c) Covered impaired loans were not classified as nonperforming assets at September 30, 2012 as the loans are considered to be performing under ASC 310-30. As a result interest income, through the accretion of the difference between the carrying amount of the loans and the expected cash flows, is being recognized on all covered impaired loans. These asset quality disclosures are, therefore, not applicable to covered impaired loans