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Loans Past Due Financing Receivables (Tables)
3 Months Ended
Mar. 31, 2013
Past Due Financing Receivables [Abstract]  
Past Due Financing Receivables [Table Text Block]
The following tables provide a summary of loans by portfolio type, including the delinquency status of those loans that continue to accrue interest and those loans that are nonaccrual.
As of March 31, 2013
Legacy Loans
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing (a)
 
Loans
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
3,828

 
$
1,372

 
$
4,188

 
$
9,388

 
$
3,369,057

 
$
3,378,445

 
$

 
$
8,274

CRE
2,872

 
3,442

 
8,668

 
14,982

 
2,149,975

 
2,164,957

 
1,683

 
11,676

Construction

 

 
1,134

 
1,134

 
309,591

 
310,725

 
1,058

 
439

Leases

 

 

 

 
164,137

 
164,137

 

 

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
7,778

 
2,614

 
4,932

 
15,324

 
1,305,753

 
1,321,077

 
4,321

 
4,695

Home Equity Lines
1,287

 
479

 
1,172

 
2,938

 
792,540

 
795,478

 
275

 
2,275

Credit Cards
825

 
580

 
773

 
2,178

 
138,543

 
140,721

 
364

 
510

Residential Mortgages
11,312

 
2,732

 
5,921

 
19,965

 
430,334

 
450,299

 
4,508

 
9,484

Total
$
27,902

 
$
11,219

 
$
26,788

 
$
65,909

 
$
8,659,930

 
$
8,725,839

 
$
12,209

 
$
37,353

Acquired Loans (Noncovered)
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing
 
Loans
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$

 
$

 
$

 
$

 
$
4,179

 
$
4,179

 
$

 
$

CRE

 
324

 
2,696

 
3,020

 
27,011

 
30,031

 

 
3,454

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
19

 
29

 

 
48

 
1,670

 
1,718

 

 
2

Home Equity Lines
51

 
17

 
139

 
207

 
16,773

 
16,980

 
184

 

Residential Mortgages
63

 

 

 
63

 
1,160

 
1,223

 

 

Total
$
133

 
$
370

 
$
2,835

 
$
3,338

 
$
50,793

 
$
54,131

 
$
184

 
$
3,456

Covered Loans (b)
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing (c)
 
Loans (c)
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
1,685

 
$
1,038

 
$
21,343

 
$
24,066

 
$
87,357

 
$
111,423

 
n/a
 
n/a
CRE
2,617

 
13,964

 
161,256

 
177,837

 
290,125

 
467,962

 
n/a
 
n/a
Construction

 

 
36,157

 
36,157

 
5,646

 
41,803

 
n/a
 
n/a
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
20

 

 
41

 
61

 
8,020

 
8,081

 
n/a
 
n/a
Home Equity Lines
1,567

 
119

 
1,881

 
3,567

 
109,776

 
113,343

 
n/a
 
n/a
Residential Mortgages
9,849

 
724

 
6,509

 
17,082

 
41,545

 
58,627

 
n/a
 
n/a
Total
$
15,738

 
$
15,845

 
$
227,187

 
$
258,770

 
$
542,469

 
$
801,239

 
n/a
 
n/a
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(a) Installment loans 90 days or more past due and accruing include $3.5 million of loans guaranteed by the U.S. government as of March 31, 2013.
(b) Excludes loss share receivable of $95.6 million as of March 31, 2013.
(c) Acquired impaired loans were not classified as nonperforming assets at March 31, 2013 as the loans are considered to be performing under ASC 310-30. As a result interest income, through the accretion of the difference between the carrying amount of the loans and the expected cash flows, is being recognized on all acquired impaired loans. These asset quality disclosures are, therefore, not applicable to acquired impaired loans.

As of December 31, 2012
Legacy Loans
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing (a)
 
Loans
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
3,814

 
$
1,788

 
$
3,571

 
$
9,173

 
$
3,294,527

 
$
3,303,700

 
$
104

 
$
5,255

CRE
4,181

 
4,483

 
8,901

 
17,565

 
2,175,967

 
2,193,532

 
382

 
13,018

Construction
981

 

 
597

 
1,578

 
333,969

 
335,547

 

 
731

Leases
6

 

 

 
6

 
139,230

 
139,236

 

 

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
11,722

 
3,193

 
5,608

 
20,523

 
1,305,921

 
1,326,444

 
4,909

 
2,911

Home Equity Lines
1,584

 
880

 
1,227

 
3,691

 
784,988

 
788,679

 
475

 
1,557

Credit Cards
969

 
558

 
954

 
2,481

 
143,906

 
146,387

 
438

 
598

Residential Mortgages
13,228

 
2,488

 
5,231

 
20,947

 
423,028

 
443,975

 
3,076

 
9,852

Total
$
36,485

 
$
13,390

 
$
26,089

 
$
75,964

 
$
8,601,536

 
$
8,677,500

 
$
9,384

 
$
33,922

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired Loans (Noncovered)
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing
 
Loans
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$

 
$
198

 
$

 
$
198

 
$
2,628

 
$
2,826

 
$

 
$

CRE

 
47

 
2,634

 
2,681

 
28,203

 
30,884

 

 
2,762

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment

 

 
31

 
31

 
1,783

 
1,814

 
33

 
3

Home Equity Lines

 

 

 

 
17,399

 
17,399

 

 

Residential Mortgages
63

 

 

 
63

 
1,173

 
1,236

 

 

Total
$
63

 
$
245

 
$
2,665

 
$
2,973

 
$
51,186

 
$
54,159

 
$
33

 
$
2,765

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Covered Loans (b)
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing (c)
 
Loans (c)
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
931

 
$
981

 
$
24,111

 
$
26,023

 
$
102,486

 
$
128,509

 
n/a
 
n/a
CRE
4,130

 
15,019

 
172,444

 
191,593

 
348,002

 
539,595

 
n/a
 
n/a
Construction
589

 
7,925

 
34,314

 
42,828

 
7,505

 
50,333

 
n/a
 
n/a
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
1

 
65

 
21

 
87

 
8,102

 
8,189

 
n/a
 
n/a
Home Equity Lines
1,528

 
654

 
2,211

 
4,393

 
112,832

 
117,225

 
n/a
 
n/a
Residential Mortgages
10,005

 
442

 
7,763

 
18,210

 
43,330

 
61,540

 
n/a
 
n/a
Total
$
17,184

 
$
25,086

 
$
240,864

 
$
283,134

 
$
622,257

 
$
905,391

 
n/a
 
n/a
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(a) Installment loans 90 days or more past due and accruing include $3.4 million of loans guaranteed by the U.S. government as of December 31, 2012.
(b) Excludes loss share receivable of $113.7 million as of December 31, 2012.
(c) Acquired impaired loans were not classified as nonperforming assets at December 31, 2012 as the loans are considered to be performing under ASC 310-30. As a result interest income, through the accretion of the difference between the carrying amount of the loans and the expected cash flows, is being recognized on all acquired impaired loans. These asset quality disclosures are, therefore, not applicable to acquired impaired loans.

As of March 31, 2012
Legacy Loans
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing (a)
 
Loans
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
9,683

 
$
598

 
$
4,464

 
$
14,745

 
$
2,858,427

 
$
2,873,172

 
$
260

 
$
5,450

CRE
7,066

 
2,270

 
23,439

 
32,775

 
1,951,798

 
1,984,573

 
614

 
32,145

Construction
279

 

 
5,309

 
5,588

 
280,127

 
285,715

 

 
5,451

Leases
775

 

 

 
775

 
73,337

 
74,112

 

 

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
7,979

 
2,226

 
4,380

 
14,585

 
1,243,165

 
1,257,750

 
4,141

 
434

Home Equity Lines
2,229

 
469

 
1,126

 
3,824

 
717,013

 
720,837

 
556

 
1,113

Credit Cards
913

 
476

 
809

 
2,198

 
138,420

 
140,618

 
309

 
522

Residential Mortgages
8,269

 
2,444

 
10,029

 
20,742

 
406,540

 
427,282

 
3,381

 
6,648

Total
$
37,193

 
$
8,483

 
$
49,556

 
$
95,232

 
$
7,668,827

 
$
7,764,059

 
$
9,261

 
$
51,763

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired Loans (Noncovered)
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing
 
Loans
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$

 
$

 
$
65

 
$
65

 
$
17,488

 
$
17,553

 
$

 
$
70

CRE
818

 

 
706

 
1,524

 
57,514

 
59,038

 

 
1,430

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment

 
14

 

 
14

 
2,166

 
2,180

 

 

Home Equity Lines
220

 
25

 

 
245

 
18,466

 
18,711

 

 

Residential Mortgages

 

 

 

 
1,668

 
1,668

 

 

Total
$
1,038

 
$
39

 
$
771

 
$
1,848

 
$
97,302

 
$
99,150

 
$

 
$
1,500

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Covered Loans (b)
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing (c)
 
Loans (c)
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
3,736

 
$
105

 
$
28,654

 
$
32,495

 
$
149,471

 
$
181,966

 
n/a
 
n/a
CRE
29,417

 
3,318

 
162,963

 
195,698

 
530,405

 
726,103

 
n/a
 
n/a
Construction
1,695

 
11,688

 
57,628

 
71,011

 
12,208

 
83,219

 
n/a
 
n/a
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
23

 

 
22

 
45

 
9,163

 
9,208

 
n/a
 
n/a
Home Equity Lines
1,093

 
1,141

 
260

 
2,494

 
134,003

 
136,497

 
n/a
 
n/a
Residential Mortgages
11,995

 
2,197

 
14,532

 
28,724

 
41,297

 
70,021

 
n/a
 
n/a
Total
$
47,959

 
$
18,449

 
$
264,059

 
$
330,467

 
$
876,547

 
$
1,207,014

 
n/a
 
n/a
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(a) Installment loans 90 days or more past due and accruing include $3.3 million of loans guaranteed by the U.S. government as of March 31, 2012.
(b) Excludes loss share receivable of $171.1 million as of March 31, 2012.
(c) Acquired impaired loans were not classified as nonperforming assets at March 31, 2012 as the loans are considered to be performing under ASC 310-30. As a result interest income, through the accretion of the difference between the carrying amount of the loans and the expected cash flows, is being recognized on all acquired impaired loans. These asset quality disclosures are, therefore, not applicable to acquired impaired loans.