Contingencies and Guarantees (Tables)

6 Months Ended

Jun. 30, 2012

Commitments and Contingencies Disclosure [Abstract]

Changes in Repurchase Reserve

Changes in the amount of the repurchase reserve for the three and six months ended June 30, 2012 and 2011 are as follows:

	Three Months Ended June 30, 2012
	Reserve on residential mortgage loans			Reserve on manufactured housing loans			Total repurchased reserve
Balance at beginning of period	$	400		$	1,278		$	1,678
Net realized losses	(161		)	—			(161		)
Net increase to reserve	511			(15		)	496
Balance at end of period	$	750		$	1,263		$	2,013

	Three Months Ended June 30, 2011
	Reserve on residential mortgage loans		Reserve on manufactured housing loans			Total repurchased reserve
Balance at beginning of period	$	465	$	2,215		$	2,680
Net realized losses	—		(17		)	(17		)
Net increase to reserve	—		(600		)	(600		)
Balance at end of period	$	465	$	1,598		$	2,063

Schedule of Product Warranty Liability

This amount represents the Corporation’s maximum exposure to loss if the customer were to draw upon the full amount of the commitment and subsequently default on payment for the total amount of the then outstanding loan.

	June 30, 2012		December 31, 2011		June 30, 2011
Loan Commitments
Commercial	$	2,227,184	$	2,023,284	$	1,933,575
Consumer	1,665,681		1,585,655		1,615,678
Total loan commitments	$	3,892,865	$	3,608,939	$	3,549,253

Schedule of Guarantor Obligations

The Corporation is a guarantor in certain agreements with third parties. The following table shows the types of guarantees the Corporation had outstanding as of June 30, 2012, December 31, 2011 and June 30, 2011.

	June 30, 2012		December 31, 2011		June 30, 2011
Financial guarantees
Standby letters of credit	$	138,260	$	135,039	$	109,621
Loans sold with recourse	28,544		38,808		41,576
Total financial guarantees	$	166,804	$	173,847	$	151,197