XML 103 R84.htm IDEA: XBRL DOCUMENT v2.4.0.6
Income Taxes (Details) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Deferred tax assets:      
Allowance for credit losses $ 42,481 $ 43,959  
Employee benefits 44,572 34,692  
REMIC 6,749 7,263  
Acquired liabilities 5,576 7,380  
Goodwill 13,041 14,314  
Core Deposit Intangible 1,066 649  
Other 1,875 35  
Total Deferred Tax Assets 115,360 108,292  
Deferred tax liabilities:      
Leased assets and depreciation (4,776) (3,381)  
Acquired loans (35,533) (37,516)  
Available for sale securities (28,929) (18,697)  
FHLB Stock (25,577) (25,577)  
Loan fees and expenses (4,618) (6,757)  
Deferred Tax Liabilities (99,433) (91,928)  
Total net deferred tax asset 15,927 16,364  
Effective Income Tax Rate, Continuing Operations, Tax Rate Reconciliation [Abstract]      
Statutory rate 35.00% 35.00% 35.00%
Interest on tax-exempt securities and tax-free loans, net (3.04%) (3.36%) (4.09%)
Bank owned life insurance (3.26%) (3.94%) (4.65%)
State income taxx (net) 0.72% 0.68% 0.15%
Tax Credits (2.12%) (2.37%) (1.97%)
ESOP Dividends (0.24%) (0.29%) (0.49%)
Non-deductible meals and entertainment 0.29% 0.30% 0.28%
Other 0.48% 0.47% (0.44%)
Effective tax rates 27.83% 26.49% 23.79%
Reconciliation of Unrecognized Tax Benefits [Roll Forward]      
Unrecognized Tax Benefits 1,780    
Unrecognized Tax Benefits, Increases Resulting from Prior Period Tax Positions 1,432    
Unrecognized Tax Benefits, Decreases Resulting from Settlements with Taxing Authorities (642)    
Unrecognized Tax Benefits, Decreases Resulting from Prior Period Tax Positions (133)    
Unrecognized Tax Benefits 2,437 1,780  
Unrecognized Tax Benefits, Potential Adjustment to Non-Deductible Interest Expense 67    
Unrecognized Tax Benefits, Timing of Accrual For Interest On Nonperforming Assets 1,175    
Unrecognized Tax Benefits, State Income Tax Exposure 1,195    
Components of Income Tax Expense (Benefit)      
Federal 45,026 5,188 18,291
State 1,823 1,460 237
Deferred (benefit) expense (756) 30,443 7,117
Income Tax Expense (Benefit) 46,093 37,091 25,645
Net Change In Deferred Taxes [Abstract]      
Deferred tax changes reflected in other comprehensive income 1,193 (346)  
Deferred tax changes reflected in acquired net assets 0 (21,402)  
Deferred Tax, Increase (Decrease) During Period 437 8,695  
Federal and State Income Tax [Member]
     
Reconciliation of Unrecognized Tax Benefits [Roll Forward]      
Unrecognized Tax Benefits 979    
Unrecognized Tax Benefits, Increases Resulting from Prior Period Tax Positions 18    
Unrecognized Tax Benefits, Decreases Resulting from Settlements with Taxing Authorities (44)    
Unrecognized Tax Benefits, Decreases Resulting from Prior Period Tax Positions (7)    
Unrecognized Tax Benefits 946    
Unrecognized Tax Benefits, Potential Adjustment to Non-Deductible Interest Expense 58    
Unrecognized Tax Benefits, Timing of Accrual For Interest On Nonperforming Assets 0    
Unrecognized Tax Benefits, State Income Tax Exposure 888    
Interest and Penalites [Member]
     
Reconciliation of Unrecognized Tax Benefits [Roll Forward]      
Unrecognized Tax Benefits 801    
Unrecognized Tax Benefits, Increases Resulting from Prior Period Tax Positions 1,414    
Unrecognized Tax Benefits, Decreases Resulting from Settlements with Taxing Authorities (598)    
Unrecognized Tax Benefits, Decreases Resulting from Prior Period Tax Positions (126)    
Unrecognized Tax Benefits 1,491    
Unrecognized Tax Benefits, Potential Adjustment to Non-Deductible Interest Expense 9    
Unrecognized Tax Benefits, Timing of Accrual For Interest On Nonperforming Assets 1,175    
Unrecognized Tax Benefits, State Income Tax Exposure $ 307