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Loans and Allowance for Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Receivables [Abstract]    
Total non-covered and covered loans outstanding
Total non-covered and covered loans outstanding are as follows:
 
 
As of December 31,
 
2011
 
2010
Commercial loans
$
5,107,747

 
$
4,527,497

Mortgage loans
413,664

 
403,843

Installment loans
1,263,665

 
1,308,860

Home equity loans
743,982

 
749,378

Credit card loans
146,356

 
149,506

Leases
73,530

 
63,004

 
Total non-covered loans (a)
7,748,944

 
7,202,088

Allowance for noncovered loan losses
(107,699
)
 
(114,690
)
 
Net non-covered loans
7,641,245

 
7,087,398

Covered loans (b)
1,497,140

 
1,976,754

Allowance for covered loan losses
(36,417
)
 
(13,733
)
 
Net covered loans
1,460,723

 
1,963,021

 
Net loans
$
9,101,968

 
$
9,050,419

  
Summary of loans to related parties
An analysis of loan activity with related parties for the years ended December 31, 2011, 2010 and 2009 is summarized as follows:
 
Years Ended December 31,
 
2011
 
2010
 
2009
Aggregate amount at beginning of year
$
15,723

 
$
20,126

 
$
22,005

Additions (deductions)
 
 
 
 
 
New loans
2,458

 
6,115

 
3,504

Repayments
(2,552
)
 
(7,171
)
 
(4,808
)
Changes in directors and their affiliations
—

 
(3,347
)
 
(575
)
Aggregate amount at end of year
$
15,629

 
$
15,723

 
$
20,126

  
Changes in the carrying amount of accretable yield for purchased loans
Changes in the carrying amount of accretable yield for Acquired Impaired Loans were as follows for the years ended December 31, 2011 and 2010:
 
For the Year Ended
 
December 31, 2011
 
December 31, 2010
 
Accretable
Yield
 
Carrying
Amount of
Loans
 
Accretable
Yield
 
Carrying
Amount of
Loans
Balance at beginning of period
$
227,652

 
$
1,512,817

 
$
—

 
$
—

Loans acquired
—

 
—

 
260,751

 
1,794,593

Accretion
(130,424
)
 
130,424

 
(83,782
)
 
83,782

Net Reclassifications from non-accretable to accretable
82,835

 
—

 
52,253

 
—

Payments received, net
—

 
(514,263
)
 
—

 
(365,558
)
Disposals
(3,327
)
 
—

 
(1,570
)
 
—

Balance at end of period
$
176,736

 
$
1,128,978

 
$
227,652

 
$
1,512,817

  
Summary of loans by portfolio type  
As of December 31, 2011
Legacy Loans
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing
 
Loans
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
1,521

 
940

 
5,490

 
7,951

 
2,740,751

 
2,748,702

 
465

 
9,266

CRE
6,187

 
4,819

 
29,976

 
40,982

 
1,951,211

 
1,992,193

 
984

 
36,025

Construction
39

 
—

 
7,837

 
7,876

 
269,459

 
277,335

 
609

 
7,575

Leases
—

 
—

 

 
—

 
73,530

 
73,530

 
—

 
—

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
11,531

 
3,388

 
5,167

 
20,086

 
1,241,059

 
1,261,145

 
4,864

 
624

Home Equity Lines
2,627

 
778

 
1,241

 
4,646

 
720,045

 
724,691

 
796

 
1,102

Credit Cards
1,090

 
707

 
1,019

 
2,816

 
143,540

 
146,356

 
403

 
622

Residential Mortgages
11,778

 
2,059

 
9,719

 
23,556

 
388,268

 
411,824

 
3,252

 
6,468

Total
$
34,773

 
$
12,691

 
$
60,449

 
$
107,913

 
$
7,527,863

 
$
7,635,776

 
$
11,373

 
$
61,682

Acquired Loans (Noncovered)
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing
 
Loans
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
—

 
—

 
66

 
66

 
26,708

 
26,774

 
—

 
69

CRE
—

 
452

 
1,675

 
2,127

 
60,616

 
62,743

 
—

 
2,880

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
—

 
—

 
1

 
1

 
2,519

 
2,520

 
1

 
—

Home Equity Lines
67

 
—

 
1

 
68

 
19,223

 
19,291

 
2

 
—

Residential Mortgages
—

 
—

 
—

 
—

 
1,840

 
1,840

 
—

 
—

Total
$
67

 
$
452

 
$
1,743

 
$
2,262

 
$
110,906

 
$
113,168

 
$
3

 
$
2,949

Covered Loans (a)
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing(b)
 
Loans(b)
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
7,451

 
2,137

 
25,801

 
35,389

 
162,150

 
197,539

 
 
 
 
CRE
20,379

 
12,895

 
170,795

 
204,069

 
573,779

 
777,848

 
 
 
 
Construction
4,206

 
1,674

 
57,978

 
63,858

 
26,051

 
89,909

 
 
 
 
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
24

 
25

 
60

 
109

 
10,013

 
10,122

 
 
 
 
Home Equity Lines
2,656

 
1,094

 
1,088

 
4,838

 
136,710

 
141,548

 
 
 
 
Residential Mortgages
14,106

 
164

 
14,254

 
28,524

 
45,986

 
74,510

 
 
 
 
Total
$
48,822

 
$
17,989

 
$
269,976

 
$
336,787

 
$
954,689

 
$
1,291,476

 


 


 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(a) Excludes loss share receivable of $205.7 million as of December 31, 2011.
(b) Acquired impaired loans were not classified as nonperforming assets at December 31, 2011 as the loans are considered to be performing under ASC 310-30. As a result interest income, through the accretion of the difference between the carrying amount of the loans and the expected cash flows, is being recognized on all acquired impaired loans. These asset quality disclosures are, therefore, not applicable to acquired impaired loans.
As of December 31, 2010
Legacy Loans
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing
 
Loans
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
5,280

 
$
7,592

 
$
12,553

 
$
25,425

 
$
1,960,404

 
$
1,985,829

 
$
4,692

 
$
8,368

CRE
10,801

 
3,832

 
58,977

 
73,610

 
1,953,710

 
2,027,320

 
1,908

 
65,096

Construction
1,490

 
1,777

 
18,639

 
21,906

 
255,253

 
277,159

 
2,795

 
16,364

Leases
—

 
—

 
—

 
—

 
63,004

 
63,004

 
—

 
—

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
14,486

 
4,491

 
7,059

 
26,036

 
1,279,307

 
1,305,343

 
3,236

 
3,724

Home Equity Lines
2,500

 
755

 
744

 
3,999

 
722,351

 
726,350

 
744

 
72

Credit Cards
1,570

 
975

 
1,337

 
3,882

 
145,624

 
149,506

 
371

 
966

Residential Mortgages
10,574

 
1,665

 
14,815

 
27,054

 
375,022

 
402,076

 
8,768

 
10,004

Total
$
46,701

 
$
21,087

 
$
114,124

 
$
181,912

 
$
6,754,675

 
$
6,936,587

 
$
22,514

 
$
104,594

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired Loans (Noncovered)
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing
 
Loans
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
1,939

 
$
511

 
$
703

 
$
3,153

 
$
92,995

 
$
96,148

 
$
703

 
$
—

CRE
493

 
16,650

 
38

 
17,181

 
123,860

 
141,041

 
38

 
—

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
40

 
16

 
23

 
79

 
3,438

 
3,517

 
23

 
—

Home Equity Lines
105

 
24

 
46

 
175

 
22,853

 
23,028

 
46

 
—

Residential Mortgages
65

 
—

 
—

 
65

 
1,702

 
1,767

 
—

 
93

Total
$
2,642

 
$
17,201

 
$
810

 
$
20,653

 
$
244,848

 
$
265,501

 
$
810

 
$
93

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Covered Loans (a)
 
 
 
 
 
 
 
 
 
 
 
 
≥ 90 Days
 
 
 
Days Past Due
 
Total
 
 
 
Total
 
Past Due and
 
Nonaccrual
 
30-59
 
60-89
 
≥ 90
 
Past Due
 
Current
 
Loans
 
Accruing(b)
 
Loans(b)
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
5,509

 
$
2,911

 
$
70,588

 
$
79,008

 
$
180,186

 
$
259,194

 
 
 
 
CRE
29,241

 
16,761

 
208,820

 
254,822

 
763,393

 
1,018,215

 
 
 
 
Construction
2,179

 
2,458

 
83,969

 
88,606

 
28,564

 
117,170

 
 
 
 
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
667

 
493

 
36

 
1,196

 
10,327

 
11,523

 
 
 
 
Home Equity Lines
1,476

 
738

 
443

 
2,657

 
183,277

 
185,934

 
 
 
 
Residential Mortgages
14,975

 
3,625

 
12,320

 
30,920

 
65,193

 
96,113

 
 
 
 
Total
$
54,047

 
$
26,986

 
$
376,176

 
$
457,209

 
$
1,230,940

 
$
1,688,149

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Summary of commerical loans by portfolio type
As of December 31, 2011
Legacy Loans
 
 
 
 
 
 
 
 
Commercial
 
C&I
 
CRE
 
Construction
 
Leases
Grade 1
$
37,607

 
$
—

 
$
—

 
$
10,636

Grade 2
122,124

 
4,218

 
615

 
—

Grade 3
479,119

 
249,382

 
16,752

 
5,868

Grade 4
1,973,671

 
1,548,420

 
241,302

 
57,026

Grade 5
50,789

 
58,942

 
4,583

 
—

Grade 6
85,392

 
130,968

 
14,083

 
—

Grade 7
—

 
263

 
—

 
—

Grade 8
—

 
—

 
—

 
—

Total
$
2,748,702

 
$
1,992,193

 
$
277,335

 
$
73,530

Acquired Loans (Noncovered)
 
 
 
 
 
 
 
 
Commercial
 
C&I
 
CRE
 
Construction
 
Leases
Grade 1
$
—

 
$
—

 
$
—

 
$
—

Grade 2
—

 
—

 
—

 
—

Grade 3
—

 
1,871

 
—

 
—

Grade 4
26,036

 
55,129

 
—

 
—

Grade 5
—

 
—

 
—

 
—

Grade 6
738

 
5,743

 
—

 
—

Grade 7
—

 
—

 
—

 
—

Grade 8
—

 
—

 
—

 
—

Total
$
26,774

 
$
62,743

 
$
—

 
$
—

Covered Loans
 
 
 
 
 
 
 
 
Commercial
 
C&I
 
CRE
 
Construction
 
Leases
Grade 1
$
948

 
$
—

 
$
—

 
$
—

Grade 2
1,376

 
—

 
—

 
—

Grade 3
—

 
516

 
—

 
—

Grade 4
109,360

 
303,231

 
487

 
—

Grade 5
9,661

 
103,919

 
1,567

 
—

Grade 6
69,330

 
344,445

 
80,009

 
—

Grade 7
6,864

 
25,737

 
7,846

 
—

Grade 8
—

 
—

 
—

 
—

Total
$
197,539

 
$
777,848

 
$
89,909

 
$
—


As of December 31, 2010
Legacy Loans
 
 
 
 
 
 
 
 
Commercial
 
C&I
 
CRE
 
Construction
 
Leases
Grade 1
$
66,802

 
$
13,387

 
$
3,301

 
$
8,069

Grade 2
64,740

 
4,462

 
6,700

 
—

Grade 3
260,351

 
278,274

 
39,986

 
11,414

Grade 4
1,476,930

 
1,486,620

 
188,949

 
43,210

Grade 5
61,284

 
87,155

 
8,055

 
311

Grade 6
55,720

 
157,422

 
30,168

 
—

Grade 7
2

 
—

 
—

 
—

Grade 8
—

 
—

 
—

 
—

Total
$
1,985,829

 
$
2,027,320

 
$
277,159

 
$
63,004

Acquired Loans (Noncovered)
 
 
 
 
 
 
 
 
Commercial
 
C&I
 
CRE
 
Construction
 
Leases
Grade 1
$
—

 
$
—

 
$
—

 
$
—

Grade 2
—

 
—

 
—

 
—

Grade 3
451

 
5,934

 
—

 
—

Grade 4
95,392

 
133,613

 
—

 
—

Grade 5
5

 
—

 
—

 
—

Grade 6
300

 
1,494

 
—

 
—

Grade 7
—

 
—

 
—

 
—

Grade 8
—

 
—

 
—

 
—

Total
$
96,148

 
$
141,041

 
$
—

 
$
—

Covered Loans
 
 
 
 
 
 
 
 
Commercial
 
C&I
 
CRE
 
Construction
 
Leases
Grade 1
$
641

 
$
—

 
$
—

 
$
—

Grade 2
—

 
—

 
—

 
—

Grade 3
3,045

 
1,337

 
—

 
—

Grade 4
111,792

 
430,553

 
4,262

 
—

Grade 5
63,624

 
221,020

 
3,260

 
—

Grade 6
67,253

 
317,134

 
69,998

 
—

Grade 7
12,839

 
48,171

 
39,650

 
—

Grade 8
—

 
—

 
—

 
—

Total
$
259,194

 
$
1,018,215

 
$
117,170

 
$
—

 
 
 
 
 
 
 
 
  
Activity within the allowance for loan loss for noncovered loans, by portfolio type
The activity within the allowance for noncovered loan losses, by portfolio type, for the year ended December 31, 2011 is shown in the following table:

For the Year Ended December 31, 2011
 
C&I
 
CRE
 
Construction
 
Leases
 
Installment
 
Home Equity Lines
 
Credit Cards
 
Residential Mortgages
 
Total
Allowance for loan losses, beginning balance
$
29,764

 
$
32,026

 
$
7,180

 
$
475

 
$
21,555

 
$
7,217

 
$
11,107

 
$
5,366

 
$
114,690

Charge-offs
(20,251
)
 
(10,571
)
 
(3,973
)
 
(778
)
 
(25,839
)
 
(8,691
)
 
(7,846
)
 
(4,819
)
 
(82,768
)
Recoveries
2,162

 
630

 
685

 
37

 
13,639

 
1,985

 
2,264

 
340

 
21,742

Provision for loan losses
20,688

 
9,772

 
1,281

 
607

 
8,626

 
6,255

 
1,844

 
4,962

 
54,035

Allowance for loan losses, ending balance
$
32,363

 
$
31,857

 
$
5,173

 
$
341

 
$
17,981

 
$
6,766

 
$
7,369

 
$
5,849

 
$
107,699


The following presents the allowance for noncovered loan losses and the recorded investment in legacy loans, by portfolio type, and based on impairment method as of December 31, 2011.
As of December 31, 2011
 
 
C&I
 
CRE
 
Construction
 
Leases
 
Installment
 
Home Equity Lines
 
Credit Cards
 
Residential Mortgages
 
Total
Ending allowance for noncovered loan losses balance attributable to loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
2,497

 
$
1,599

 
$
99

 
$
—

 
$
1,382

 
$
31

 
$
108

 
$
1,364

 
$
7,080

 
Collectively evaluated for impairment
29,866

 
30,258

 
5,074

 
341

 
16,599

 
6,735

 
7,261

 
4,485

 
100,619

Total ending allowance for noncovered loan losses balance
$
32,363

 
$
31,857

 
$
5,173

 
$
341

 
$
17,981

 
$
6,766

 
$
7,369

 
$
5,849

 
$
107,699

Legacy loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans individually evaluated for impairment
$
8,269

 
$
36,087

 
$
9,320

 
$
—

 
$
33,571

 
$
4,763

 
$
2,202

 
$
17,398

 
$
111,610

 
Loans collectively evaluated for impairment
2,740,433

 
1,956,106

 
268,015

 
73,530

 
1,227,574

 
719,928

 
144,154

 
394,426

 
7,524,166

Total ending legacy loan balance
$
2,748,702

 
$
1,992,193

 
$
277,335

 
$
73,530

 
$
1,261,145

 
$
724,691

 
$
146,356

 
$
411,824

 
$
7,635,776

  
Activity within the allowance for loan loss for noncovered loans
The activity within the allowance for noncovered loan losses for the years ended December 31, 2010 and 2009 is shown in the following table:
 
Years Ended December 31,
 
2010
 
2009
Allowance for loan losses, beginning balance
$
115,092

 
$
103,757

Loans charged off:
 
 
 
C&I, CRE and construction
42,937

 
42,276

Leases
896

 
97

Installment
34,054

 
31,622

Home equity loans
7,912

 
7,200

Credit cards
13,577

 
13,558

Residential mortgages
5,156

 
4,960

Total charge-offs
104,532

 
99,713

Recoveries:
 
 
 
C&I, CRE and construction
2,816

 
1,584

Leases
267

 
57

Installment
13,203

 
8,500

Home equity loans
1,599

 
494

Credit cards
2,199

 
1,710

Residential mortgages
263


270

Total recoveries
20,347

 
12,615

Net charge-offs
84,185

 
87,098

Provision for loan losses
83,783

 
98,433

Allowance for loan losses, ending balance
$
114,690

 
$
115,092

  
Activity within the allowance for loan loss for covered loans
The activity within the allowance for covered loan losses for the years ended December 31, 2011 and 2010 is shown in the following tables:

Allowance for Covered Loan Losses
Year ended
 
 
December 31
 
 
2011
 
2010
Balance at beginning of the period
$
13,733

 
$
—

 
Provision for loan losses before benefit attributable to FDIC loss share agreements
62,905

 
27,184

 
Benefit attributable to FDIC loss share agreements
(42,552
)
 
(22,752
)
Net provision for loan losses
20,353

 
4,432

Increase in indemnification asset
42,552

 
22,752

Loans charged-off
(40,221
)
 
(13,451
)
Balance at end of the period
$
36,417

 
$
13,733

  
Summary of impaired noncovered loans
As of December 31, 2011
 
 
 
Unpaid
 
 
 
Average
 
 
Recorded
 
Principal
 
Related
 
Recorded
 
 
Investment
 
Balance
 
Allowance
 
Investment
Impaired loans with no related allowance
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
C&I
$
6,999

 
$
9,121

 
$
—

 
$
8,442

 
CRE
29,566

 
46,744

 
—

 
37,720

 
Construction
7,522

 
13,675

 
—

 
9,908

Consumer

 

 

 

 
Installment
—

 
—

 
—

 
—

 
Home equity line
—

 
—

 
—

 
—

 
Credit card
—

 
—

 
—

 
—

 
Residential mortgages
4,244

 
4,262

 
—

 
4,450

Subtotal
48,331

 
73,802

 
—

 
60,520

Impaired loans with a related allowance
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
C&I
1,270

 
1,769

 
2,497

 
752

 
CRE
6,521

 
6,789

 
1,599

 
3,247

 
Construction
1,798

 
2,864

 
99

 
1,929

Consumer

 

 
 
 

 
Installment
33,571

 
33,621

 
1,382

 
33,742

 
Home equity line
4,763

 
4,763

 
31

 
4,996

 
Credit card
2,202

 
2,202

 
108

 
2,497

 
Residential mortgages
13,154

 
13,160

 
1,364

 
13,155

Subtotal
63,279

 
65,168

 
7,080

 
60,318

 
Total impaired loans
$
111,610

 
$
138,970

 
$
7,080

 
$
120,838

As of December 31, 2010
 
 
 
Unpaid
 
 
 
Average
 
 
Recorded
 
Principal
 
Related
 
Recorded
 
 
Investment
 
Balance
 
Allowance
 
Investment
Impaired loans with no related allowance
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
C&I
$
12,172

 
$
15,045

 
$
—

 
$
12,816

 
CRE
34,003

 
40,619

 
—

 
35,238

 
Construction
10,120

 
14,710

 
—

 
10,833

Consumer
 
 
 
 
 
 
 
 
Installment
17,146

 
17,164

 
—

 
17,313

 
Home equity line
1,747

 
1,747

 
—

 
1,764

 
Credit card
3,081

 
3,081

 
—

 
2,926

 
Residential mortgages
1,992

 
2,765

 
—

 
2,027

Subtotal
80,261

 
95,131

 
—

 
82,917

Impaired loans with a related allowance
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
C&I
—

 
—

 
—

 
—

 
CRE
30,792

 
37,767

 
3,852

 
33,172

 
Construction
7,585

 
11,423

 
1,588

 
8,928

Consumer
 
 
 
 
 
 
 
 
Installment
—

 
—

 
—

 
—

 
Home equity line
—

 
—

 
—

 
—

 
Credit card
—

 
—

 
—

 
—

 
Residential mortgages
9,705

 
9,776

 
741

 
9,713

Subtotal
48,082

 
58,966

 
6,181

 
51,813

 
Total impaired loans
$
128,343

 
$
154,097

 
$
6,181

 
$
134,730

  
Summary of loans modified as TDRs
The following table provides a summary of TDRs by loan type as of December 31, 2011, including the delinquency status for TDRs that continue to accrue interest and TDRs included in nonperforming assets.
 
Accruing TDRs
 
Nonaccruing TDRs
 
Total
 
Total
 
Current
 
Delinquent
 
Total
 
Current
 
Delinquent
 
Total
 
TDRs
 
Allowance
Noncovered loans
 
 
 
 

 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 

 
 
 
 
 

 

 
 
C&I
$
91

 
$
—

 
$
91

 
$
—

 
$
2,421

 
$
2,421

 
$
2,512

 
$
247

CRE
3,305

 
513

 
3,818

 
3,590

 
1,759

 
5,349

 
9,167

 
236

Construction
2,782

 
—

 
2,782

 
304

 
237

 
541

 
3,323

 
99

Total noncovered commercial
6,178

 
513

 
6,691

 
3,894

 
4,417

 
8,311

 
15,002

 
582

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
31,635

 
1,802

 
33,437

 
—

 
134

 
134

 
33,571

 
1,382

Home equity lines
4,226

 
222

 
4,448

 
76

 
239

 
315

 
4,763

 
31

Credit card
2,073

 
110

 
2,183

 
—

 
19

 
19

 
2,202

 
108

Residential mortgages
13,694

 
707

 
14,401

 
1,635

 
1,362

 
2,997

 
17,398

 
1,364

Total noncovered consumer
51,628

 
2,841

 
54,469

 
1,711

 
1,754

 
3,465

 
57,934

 
2,885

Covered loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
—

 
—

 
—

 
1,022

 
8,141

 
9,163

 
9,163

 
1,578

CRE
15,203

 
2,362

 
17,565

 
25,885

 
20,658

 
46,543

 
64,108

 
7,069

Construction
—

 
—

 
—

 
—

 
4,148

 
4,148

 
4,148

 
—

Total covered commercial
15,203

 
2,362

 
17,565

 
26,907

 
32,947

 
59,854

 
77,419

 
8,647

Total TDRs
$
73,009

 
$
5,716

 
$
78,725

 
$
32,512

 
$
39,118

 
$
71,630

 
$
150,355

 
$
12,114