<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE JUNE 30,
2000, CONSOLIDATED BALANCE SHEET, AND THE JUNE 30, 2000, CONSOLIDATED STATEMENT
OF EARNINGS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS

<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                         103,380
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    955,586
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        991,386
<ALLOWANCE>                                     18,187
<TOTAL-ASSETS>                               2,110,871
<DEPOSITS>                                   1,477,784
<SHORT-TERM>                                   438,000
<LIABILITIES-OTHER>                             41,671
<LONG-TERM>                                        357
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       107,470
<OTHER-SE>                                      45,589
<TOTAL-LIABILITIES-AND-EQUITY>               2,110,871
<INTEREST-LOAN>                                 43,369
<INTEREST-INVEST>                               29,275
<INTEREST-OTHER>                                     2
<INTEREST-TOTAL>                                72,646
<INTEREST-DEPOSIT>                              14,386
<INTEREST-EXPENSE>                              25,906
<INTEREST-INCOME-NET>                           46,740
<LOAN-LOSSES>                                    1,600
<SECURITIES-GAINS>                               (131)
<EXPENSE-OTHER>                                 28,263
<INCOME-PRETAX>                                 26,024
<INCOME-PRE-EXTRAORDINARY>                      16,303
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    16,303
<EPS-BASIC>                                       0.65
<EPS-DILUTED>                                     0.64
<YIELD-ACTUAL>                                    5.23
<LOANS-NON>                                        611
<LOANS-PAST>                                       411
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  2,032
<ALLOWANCE-OPEN>                                16,761
<CHARGE-OFFS>                                      263
<RECOVERIES>                                        89
<ALLOWANCE-CLOSE>                               18,187
<ALLOWANCE-DOMESTIC>                             9,936
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          8,251