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        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>false</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
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      <filer>
        <credentials>
          <cik>0000354497</cik>
          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>03-31-2026</periodOfReport>
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      <reportCalendarOrQuarter>03-31-2026</reportCalendarOrQuarter>
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        <name>PFS INVESTMENTS INC.</name>
        <address>
          <com:street1>1 PRIMERICA PARKWAY</com:street1>
          <com:city>DULUTH</com:city>
          <com:stateOrCountry>GA</com:stateOrCountry>
          <com:zipCode>30099-0001</com:zipCode>
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          <cik>0001390777</cik>
          <form13FFileNumber>028-12592</form13FFileNumber>
          <crdNumber>000106108</crdNumber>
          <secFileNumber>801-52378</secFileNumber>
          <name>Bank of New York Mellon Corp</name>
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      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Mariette Clardy</name>
      <title>Assistant General Counsel </title>
      <phone>470-564-5149</phone>
      <signature>Mariette Clardy</signature>
      <city>Duluth</city>
      <stateOrCountry>GA</stateOrCountry>
      <signatureDate>05-05-2026</signatureDate>
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