3. LOANS - Internal risk ratings (Details) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Total	$ 506,947	$ 509,436
Commercial
Total	44,096	47,526
Commercial Real Estate [Member]
Total	330,446	326,631
Real estate-construction
Total	26,294	27,472
Real estate - mortgage
Total	61,410	63,120
Installment
Total	4,535	5,376
Other
Total	40,166	39,311
Pass
Total	493,772	487,464
Pass | Commercial
Total	40,234	45,446
Pass | Commercial Real Estate [Member]
Total	323,917	309,828
Pass | Real Estate Construction
Total	26,294	27,101
Pass | Real estate - mortgage
Total	59,224	61,200
Pass | Installment
Total	4,459	5,278
Pass | Other
Total	39,644	38,611
Special mention
Total	3,891	7,581
Special mention | Commercial
Total	3,378	1,107
Special mention | Commercial Real Estate [Member]
Total	513	6,213
Special mention | Real Estate Construction
Total	0	261
Special mention | Real estate - mortgage
Total	0	0
Special mention | Installment
Total	0	0
Special mention | Other
Total	0	0
Substandard
Total	9,284	14,391
Substandard | Commercial
Total	484	973
Substandard | Commercial Real Estate [Member]
Total	6,016	10,590
Substandard | Real Estate Construction
Total	0	110
Substandard | Real estate - mortgage
Total	2,186	1,920
Substandard | Installment
Total	76	98
Substandard | Other
Total	$ 522	$ 700