3. LOANS - Allowance for Loan Losses balances (Details) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Allowance related to: Loans individually evaluated for impairment	$ 312	$ 228
Allowance related to: Loans collectively evaluated for impairment	8,700	9,073
Allowance for Loan and Lease Losses Ending balance	9,012	9,301
Loans individually evaluated for impairment	6,459	7,244
Loans collectively evaluated for impairment	500,488	502,192
Loans	506,947	509,436
Commercial
Allowance related to: Loans individually evaluated for impairment	228	150
Allowance related to: Loans collectively evaluated for impairment	570	726
Allowance for Loan and Lease Losses Ending balance	798	876
Loans individually evaluated for impairment	322	698
Loans collectively evaluated for impairment	43,774	46,828
Loans	44,096	47,526
Commercial Real Estate [Member]
Allowance related to: Loans individually evaluated for impairment	4	28
Allowance related to: Loans collectively evaluated for impairment	5,094	5,168
Allowance for Loan and Lease Losses Ending balance	5,098	5,196
Loans individually evaluated for impairment	2,947	4,306
Loans collectively evaluated for impairment	327,499	322,325
Loans	330,446	326,631
Real estate-construction
Allowance related to: Loans individually evaluated for impairment
Allowance related to: Loans collectively evaluated for impairment	537	610
Allowance for Loan and Lease Losses Ending balance	537	610
Loans individually evaluated for impairment	315	435
Loans collectively evaluated for impairment	25,979	27,037
Loans	26,294	27,472
Real estate - mortgage
Allowance related to: Loans individually evaluated for impairment	80	50
Allowance related to: Loans collectively evaluated for impairment	792	792
Allowance for Loan and Lease Losses Ending balance	872	842
Loans individually evaluated for impairment	2,508	1,335
Loans collectively evaluated for impairment	58,902	61,785
Loans	61,410	63,120
Installment
Allowance related to: Loans individually evaluated for impairment
Allowance related to: Loans collectively evaluated for impairment	120	131
Allowance for Loan and Lease Losses Ending balance	120	131
Loans individually evaluated for impairment	74	96
Loans collectively evaluated for impairment	4,461	5,280
Loans	4,535	5,376
Other
Allowance related to: Loans individually evaluated for impairment
Allowance related to: Loans collectively evaluated for impairment	789	832
Allowance for Loan and Lease Losses Ending balance	789	832
Loans individually evaluated for impairment	293	374
Loans collectively evaluated for impairment	39,873	38,937
Loans	40,166	39,311
Unallocated
Allowance related to: Loans individually evaluated for impairment
Allowance related to: Loans collectively evaluated for impairment	798	814
Allowance for Loan and Lease Losses Ending balance	$ 798	$ 814