CONDENSED CONSOLIDATED STATEMENTS OF INCOME(Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
INTEREST INCOME:
Interest and fees on loans	$ 6,333	$ 6,416	$ 12,728	$ 12,782
Interest on investments:
Taxable interest income	1,348	1,465	2,987	2,841
Nontaxable interest income	53	88	112	195
Interest on federal funds sold and repurchase agreements	60	12	86	31
Total interest income	7,794	7,981	15,913	15,849
INTEREST EXPENSE:
Deposits	218	269	444	568
Other borrowed funds	0	1	0	1
Subordinated debentures	130	133	261	266
Total interest expense	348	403	705	835
Net interest income	7,446	7,578	15,208	15,014
Provision for loan losses	0	0	0	0
Net interest income after provision for loan losses	7,446	7,578	15,208	15,014
NONINTEREST INCOME:
Service charges on deposit accounts	749	971	1,447	1,923
Other fees and charges	1,088	1,108	2,100	2,228
Earnings on cash surrender value of life insurance policies	363	319	710	782
Gain on sale of loans, net	291	920	520	1,845
Gain on sales and calls of securities, net	56	0	56	543
Other	153	333	297	659
Total noninterest income	2,700	3,651	5,130	7,980
NONINTEREST EXPENSE:
Salaries and employee benefits	4,866	5,077	9,889	10,239
Occupancy expense	595	615	1,218	1,248
Furniture and equipment expense	196	202	412	422
FDIC and state assessments	166	213	307	431
Other real estate owned expense	84	990	94	1,366
Other	2,664	2,839	5,407	6,118
Total noninterest expenses	8,571	9,936	17,327	19,824
Income before provision for income taxes	1,575	1,293	3,011	3,170
Provision for income taxes	315	399	832	1,015
Net income	$ 1,260	$ 894	$ 2,179	$ 2,155
Per Common Share Amounts
Basic and Diluted Income Per Common Share	$ 0.18	$ 0.13	$ 0.32	$ 0.31
Basic income per share	$ 0.18	$ 0.13	$ 0.32	$ 0.32
Diluted income per share	$ 0.18	$ 0.13	$ 0.32	$ 0.31