7. SUBORDINATED DEBENTURES (Tables)

6 Months Ended

Jun. 30, 2014

Schdeule of Subordinated Borrowing (Table)

Schedule of Subordinated Borrowing (Table)

Fixed or

Date

Variable

Current

Rate

Redemption

June 30,

December 31,

Series

Issued

Maturity

Rate

Rate

Index

Date

2014

2013

North Valley Capital Trust II

4/10/03

4/24/33

Variable

3.48

%

LIBOR + 3.25%

4/24/08

6,186

6,186

North Valley Capital Trust III

5/5/04

4/24/34

Variable

3.03

%

LIBOR + 2.80%

7/23/09

5,155

5,155

North Valley Capital  Statutory Trust IV

12/29/05

3/15/36

Variable

1.56

%

LIBOR + 1.33%

3/15/11

10,310

10,310

$

21,651

$

21,651