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CONDENSED CONSOLIDATED BALANCE SHEETS (In thousands, except share data) (Unaudited) (USD $)
Mar. 31, 2014
Dec. 31, 2013
Cash and cash equivalents:    
Cash and due from financial institutions $ 22,718 $ 19,348
Federal funds sold 44,750 38,135
Total cash and cash equivalents 67,468 57,483
Interest-bearing deposits in other financial institutions 2,226 2,226
Investment securities available-for-sale, at fair value 273,143 279,479
Investment securities held-to-maturity, at amortized cost 2 2
Loans 508,056 509,244
Less: Allowance for loan losses (9,058) (9,301)
Net loans 498,998 499,943
Premises and equipment, net 7,583 7,833
Accrued interest receivable 2,099 2,124
Other real estate owned 2,633 3,454
FHLB and FRB stock and other nonmarketable securities 8,408 8,402
Bank-owned life insurance 37,476 37,209
Core deposit intangibles, net 73 109
Other assets 18,863 19,500
TOTAL ASSETS 918,972 917,764
Deposits:    
Non-interest bearing 176,951 184,971
Interest bearing 608,866 602,878
Total deposits 785,817 787,849
Accrued interest payable and other liabilities 15,893 14,835
Subordinated debentures 21,651 21,651
Total liabilities 823,361 824,335
Commitments and contingencies (Note 11)      
STOCKHOLDERS' EQUITY:    
Preferred stock, no par value: authorized 5,000,000 shares; no shares outstanding at March 31, 2014 and December 31, 2013 0  
Common stock, no par value: authorized 60,000,000 shares; outstanding 6,836,463 at March 31, 2014 and December 31, 2013 98,922 98,824
Retained earnings (accumulated deficit) 544 (375)
Accumulated other comprehensive loss, net of tax (3,855) (5,020)
Total stockholders' equity 95,611 93,429
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 918,972 $ 917,764