CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income
Loans, including fees	$ 6,462	$ 6,663	$ 19,244	$ 19,457
Taxable securities	1,597	1,622	4,438	5,532
Tax exempt securities	103	131	298	411
Federal funds sold and repurchase agreements	3	10	34	55
Total interest income	8,165	8,426	24,014	25,455
Interest expense
Deposits	257	462	825	1,800
Other borrowed funds		8	1	8
Subordinated debentures	134	243	400	1,213
Total interest expense	391	713	1,226	3,021
Net interest income	7,774	7,713	22,788	22,434
Provision for loan losses		700		2,100
Net interest income after provision for loan losses	7,774	7,013	22,788	20,334
Noninterest income
Service charges on deposit accounts	959	1,086	2,882	3,274
Other fees and charges	1,152	1,102	3,380	3,620
Earnings on cash surrender value of life insurance policies	343	340	1,125	1,023
Gain on sale of loans, net	596	769	2,441	1,858
Gain on sales or calls of securities, net	5	697	548	1,656
Other	154	210	813	719
Total noninterest income	3,209	4,204	11,189	12,150
Noninterest expense
Salaries and employee benefits	5,084	5,005	15,323	15,113
Occupancy expense	629	651	1,877	1,911
Furniture and equipment expense	223	237	645	709
FDIC and state assessments	207	212	638	701
Other real estate owned expense	1,226	817	2,592	1,793
Other	2,667	2,837	8,785	8,416
Total noninterest expenses	10,036	9,759	29,860	28,643
Income before provision (benefit) for income taxes	947	1,458	4,117	3,841
Provision (benefit) for income taxes	367	(2,546)	1,382	(1,904)
Net income	$ 580	$ 4,004	$ 2,735	$ 5,745
Earnings per share
Basic and diluted income per share (in dollars per share)	$ 0.08	$ 0.59	$ 0.40	$ 0.84