2.4.0.8009 - Disclosure - NOTE 3 - LOANStruefalsefalse1false falsefalseContext_6ME__30-Jun-2013http://www.sec.gov/CIK0000353191duration2013-01-01T00:00:002013-06-30T00:00:001true 1us-gaap_LoansReceivableNetAbstractus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalse1falsefalsefalse00falsefalsefalsexbrli:stringItemTypestringfalse0Loans Receivable, Net [Abstract]2false 2us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlockus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalseverboseLabel1falsefalsefalse00NOTE 3 – LOANS   The Company originates loans for business, consumer and real estate activities and for equipment purchases. Such loans are concentrated in the Company’s market areas which consist of Yolo, Placer, Sonoma, Shasta, Humboldt, Mendocino, Trinity and Del Norte Counties and neighboring communities. Major classifications of loans were as follows (in thousands):   <table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt;"> </td> <td style="font-weight: bold;"> </td> <td style="text-align: center; font-weight: bold;" colspan="2">June 30,</td> <td style="text-align: center; font-weight: bold;"> </td> <td style="font-weight: bold;"> </td> <td style="text-align: center; font-weight: bold;" colspan="2">December 31,</td> <td style="text-align: center; font-weight: bold;"> </td> </tr> <tr style="vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt;"> </td> <td style="padding-bottom: 1pt; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">2013</td> <td style="text-align: center; font-weight: bold;"> </td> <td style="padding-bottom: 1pt; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">2012</td> <td style="text-align: center; font-weight: bold;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; width: 60%;">Commercial</td> <td style="width: 3%;"> </td> <td style="text-align: left; width: 1%;">$</td> <td style="text-align: right; width: 15%;">49,054</td> <td style="text-align: left; width: 1%;"> </td> <td style="width: 3%;"> </td> <td style="text-align: left; width: 1%;">$</td> <td style="text-align: right; width: 15%;">46,078</td> <td style="text-align: left; width: 1%;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt;">Real estate - commercial</td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;">319,206</td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;">295,630</td> <td style="text-align: left;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt;">Real estate - construction</td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;">18,535</td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;">23,003</td> <td style="text-align: left;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt;">Real estate - mortgage</td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;">68,637</td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;">74,353</td> <td style="text-align: left;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt;">Installment</td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;">6,026</td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;">6,689</td> <td style="text-align: left;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt;">Other</td> <td style="padding-bottom: 1pt;"> </td> <td style="border-bottom: black 1pt solid; text-align: left;"> </td> <td style="border-bottom: black 1pt solid; text-align: right;">42,547</td> <td style="text-align: left; padding-bottom: 1pt;"> </td> <td style="padding-bottom: 1pt;"> </td> <td style="border-bottom: black 1pt solid; text-align: left;"> </td> <td style="border-bottom: black 1pt solid; text-align: right;">45,941</td> <td style="text-align: left; padding-bottom: 1pt;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt;">Gross loans</td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;">504,005</td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;">491,694</td> <td style="text-align: left;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt;">Deferred loan fees, net</td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;">269</td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;">517</td> <td style="text-align: left;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt;">Allowance for loan losses</td> <td style="padding-bottom: 1pt;"> </td> <td style="border-bottom: black 1pt solid; text-align: left;"> </td> <td style="border-bottom: black 1pt solid; text-align: right;">(9,527</td> <td style="text-align: left; padding-bottom: 1pt;">)</td> <td style="padding-bottom: 1pt;"> </td> <td style="border-bottom: black 1pt solid; text-align: left;"> </td> <td style="border-bottom: black 1pt solid; text-align: right;">(10,458</td> <td style="text-align: left; padding-bottom: 1pt;">)</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt;">Total loans, net</td> <td style="padding-bottom: 2.5pt;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right;">494,747</td> <td style="text-align: left; padding-bottom: 2.5pt;"> </td> <td style="padding-bottom: 2.5pt;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right;">481,753</td> <td style="text-align: left; padding-bottom: 2.5pt;"> </td> </tr> </table>   Certain real estate loans receivable are pledged as collateral for available borrowings with the FHLB, FRB, and certain correspondent banks. Pledged loans totaled $101,239,000 and $116,929,000 at June 30, 2013 and December 31, 2012, respectively.   The following table presents impaired loans and the related allowance for loan losses as of the dates indicated (in thousands):   <table style="width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="10">As of June 30,  2013</td> <td style="text-align: center; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="10">As of December 31, 2012</td> <td style="text-align: center; font: bold 10pt times new roman, times, serif;"> </td> </tr> <tr style="vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Recorded Investment</td> <td style="text-align: center; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Unpaid Principal Balance</td> <td style="text-align: center; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Related Allowance</td> <td style="text-align: center; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Recorded Investment</td> <td style="text-align: center; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Unpaid Principal Balance</td> <td style="text-align: center; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Related Allowance</td> <td style="text-align: center; font: bold 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: bold 10pt times new roman, times, serif;">With no allocated allowance</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 20pt; width: 34%; font: 10pt times new roman, times, serif; color: black;">Commercial</td> <td style="width: 2%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 7%; font: 10pt times new roman, times, serif;">175</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 2%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 7%; font: 10pt times new roman, times, serif;">175</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 2%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 7%; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 2%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 7%; font: 10pt times new roman, times, serif;">585</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 2%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 7%; font: 10pt times new roman, times, serif;">586</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 2%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 7%; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 20pt; font: 10pt times new roman, times, serif; color: black;">Real estate - commercial</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">5,002</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">5,309</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">2,778</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">2,974</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 20pt; font: 10pt times new roman, times, serif; color: black;">Real estate - construction</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">860</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">870</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1,210</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1,273</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 20pt; font: 10pt times new roman, times, serif; color: black;">Real estate - mortgage</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1,173</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1,203</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">684</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">736</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 20pt; font: 10pt times new roman, times, serif; color: black;">Installment</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">116</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">134</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">122</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">138</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 20pt; font: 10pt times new roman, times, serif; color: black;">Other</td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">253</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">266</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">111</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">120</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 30pt; font: 10pt times new roman, times, serif; color: black;">    Subtotal</td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">7,579</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">7,957</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">5,490</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">5,827</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: bold 10pt times new roman, times, serif;">With allocated allowance</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 20pt; font: 10pt times new roman, times, serif; color: black;">Commercial</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">473</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">485</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">88</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 20pt; font: 10pt times new roman, times, serif; color: black;">Real estate - commercial</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">184</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">217</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">171</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 20pt; font: 10pt times new roman, times, serif; color: black;">Real estate - construction</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">161</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">161</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">18</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 20pt; font: 10pt times new roman, times, serif; color: black;">Real estate - mortgage</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">164</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">164</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">164</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 20pt; font: 10pt times new roman, times, serif; color: black;">Other</td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">140</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">140</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">140</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 30pt; font: 10pt times new roman, times, serif; color: black;">Subtotal</td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">777</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">789</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">392</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">345</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">378</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">189</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt; font: bold 10pt times new roman, times, serif;">Total Impaired Loans</td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif;">8,356</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif;">8,746</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif;">392</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif;">5,835</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif;">6,205</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif;">189</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"> </td> </tr> </table>   <div style="page-break-before: always; margin-top: 6pt;">The following table presents the average balance and interest income recognized related to impaired loans for the period indicated (in thousands):</div>   <table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt;"> </td> <td style="padding-bottom: 1pt; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="14">For the three months ended June 30,</td> <td style="text-align: center; font-weight: bold;"> </td> </tr> <tr style="vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt;"> </td> <td style="padding-bottom: 1pt; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="6">2013</td> <td style="text-align: center; font-weight: bold;"> </td> <td style="padding-bottom: 1pt; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="6">2012</td> <td style="text-align: center; font-weight: bold;"> </td> </tr> <tr style="vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt;"> </td> <td style="font-weight: bold;"> </td> <td style="text-align: center; font-weight: bold;" colspan="3"></td> <td style="font-weight: bold;"> </td> <td style="text-align: center; font-weight: bold;" colspan="3"></td> <td style="font-weight: bold;"> </td> <td style="text-align: center; font-weight: bold;" colspan="3"></td> <td style="font-weight: bold;"> </td> <td style="text-align: center; font-weight: bold;" colspan="3"></td> </tr> <tr> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt;"> </td> <td style="padding-bottom: 1pt; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;">Average Book Balance</td> <td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td> <td style="padding-bottom: 1pt; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;">Interest Income Recognized</td> <td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td> <td style="padding-bottom: 1pt; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;">Average Book Balance</td> <td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td> <td style="padding-bottom: 1pt; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;">Interest Income Recognized</td> <td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; width: 36%; color: black;">Commercial</td> <td style="width: 3%; color: black;"> </td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 11%; color: black;">438</td> <td style="text-align: left; width: 1%; color: black;"> </td> <td style="width: 3%; color: black;"> </td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 11%; color: black;">—</td> <td style="text-align: left; width: 1%; color: black;"> </td> <td style="width: 3%; color: black;"> </td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 11%; color: black;">1,143</td> <td style="text-align: left; width: 1%; color: black;"> </td> <td style="width: 3%; color: black;"> </td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 11%; color: black;">—</td> <td style="text-align: left; width: 1%; color: black;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; color: black;">Real estate - commercial</td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">5,357</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">21</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">5,989</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">—</td> <td style="text-align: left; color: black;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; color: black;">Real estate - construction</td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">874</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">6</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">8,388</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">—</td> <td style="text-align: left; color: black;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; color: black;">Real estate - mortgage</td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">1,371</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">10</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">950</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">—</td> <td style="text-align: left; color: black;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; color: black;">Installment</td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">144</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">1</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">140</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">—</td> <td style="text-align: left; color: black;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; color: black;">Other</td> <td style="padding-bottom: 1pt; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">407</td> <td style="text-align: left; padding-bottom: 1pt; color: black;"> </td> <td style="padding-bottom: 1pt; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">—</td> <td style="text-align: left; padding-bottom: 1pt; color: black;"> </td> <td style="padding-bottom: 1pt; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">124</td> <td style="text-align: left; padding-bottom: 1pt; color: black;"> </td> <td style="padding-bottom: 1pt; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">—</td> <td style="text-align: left; padding-bottom: 1pt; color: black;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt; color: black;">    Total</td> <td style="padding-bottom: 2.5pt;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right;">8,591</td> <td style="text-align: left; padding-bottom: 2.5pt;"> </td> <td style="padding-bottom: 2.5pt;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right;">38</td> <td style="text-align: left; padding-bottom: 2.5pt;"> </td> <td style="padding-bottom: 2.5pt;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right;">16,734</td> <td style="text-align: left; padding-bottom: 2.5pt;"> </td> <td style="padding-bottom: 2.5pt;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right;">—</td> <td style="text-align: left; padding-bottom: 2.5pt;"> </td> </tr> </table>   <table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td> </td> <td style="padding-bottom: 1pt; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="14">For the six months ended June 30,</td> <td style="text-align: center; font-weight: bold;"> </td> </tr> <tr style="vertical-align: bottom;"> <td style="padding-bottom: 1pt;"> </td> <td style="padding-bottom: 1pt; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="6">2013</td> <td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"> </td> <td style="padding-bottom: 1pt; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="6">2012</td> <td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"> </td> </tr> <tr style="vertical-align: bottom;"> <td> </td> <td style="padding-bottom: 1pt; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Average Book Balance</td> <td style="text-align: center; font-weight: bold;"> </td> <td style="padding-bottom: 1pt; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Interest Income Recognized</td> <td style="text-align: center; font-weight: bold;"> </td> <td style="padding-bottom: 1pt; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Average Book Balance</td> <td style="text-align: center; font-weight: bold;"> </td> <td style="padding-bottom: 1pt; font-weight: bold;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Interest Income Recognized</td> <td style="text-align: center; font-weight: bold;"> </td> </tr> <tr style="vertical-align: bottom;"> <td> </td> <td> </td> <td style="text-align: right;" colspan="3"> </td> <td> </td> <td style="text-align: right;" colspan="3"> </td> <td> </td> <td style="text-align: right;" colspan="3"> </td> <td> </td> <td style="text-align: right;" colspan="3"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="width: 36%; color: black;">Commercial</td> <td style="width: 3%; color: black;"> </td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 11%; color: black;">455</td> <td style="text-align: left; width: 1%; color: black;"> </td> <td style="width: 3%; color: black;"> </td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 11%; color: black;">—</td> <td style="text-align: left; width: 1%; color: black;"> </td> <td style="width: 3%; color: black;"> </td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 11%; color: black;">1,173</td> <td style="text-align: left; width: 1%; color: black;"> </td> <td style="width: 3%; color: black;"> </td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 11%; color: black;">—</td> <td style="text-align: left; width: 1%; color: black;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; color: black;">Real estate - commercial</td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">5,370</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">41</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">6,119</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">—</td> <td style="text-align: left; color: black;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-align: left; color: black;">Real estate - construction</td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">877</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">13</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">8,394</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">—</td> <td style="text-align: left; color: black;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; color: black;">Real estate - mortgage</td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">1,379</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">20</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">964</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">—</td> <td style="text-align: left; color: black;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="color: black;">Installment</td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">145</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">2</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">144</td> <td style="text-align: left; color: black;"> </td> <td style="color: black;"> </td> <td style="text-align: left; color: black;"> </td> <td style="text-align: right; color: black;">—</td> <td style="text-align: left; color: black;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; color: black;">Other</td> <td style="padding-bottom: 1pt; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">408</td> <td style="text-align: left; padding-bottom: 1pt; color: black;"> </td> <td style="padding-bottom: 1pt; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">—</td> <td style="text-align: left; padding-bottom: 1pt; color: black;"> </td> <td style="padding-bottom: 1pt; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">138</td> <td style="text-align: left; padding-bottom: 1pt; color: black;"> </td> <td style="padding-bottom: 1pt; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">—</td> <td style="text-align: left; padding-bottom: 1pt; color: black;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; color: black;">    Total</td> <td style="padding-bottom: 2.5pt;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right;">8,634</td> <td style="text-align: left; padding-bottom: 2.5pt;"> </td> <td style="padding-bottom: 2.5pt;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right;">76</td> <td style="text-align: left; padding-bottom: 2.5pt;"> </td> <td style="padding-bottom: 2.5pt;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right;">16,932</td> <td style="text-align: left; padding-bottom: 2.5pt;"> </td> <td style="padding-bottom: 2.5pt;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right;">—</td> <td style="text-align: left; padding-bottom: 2.5pt;"> </td> </tr> </table>    Nonperforming loans include all such loans that are either on nonaccrual status or are 90 days past due as to principal or interest but still accrue interest because such loans are well-secured and in the process of collection. Nonperforming loans are summarized as follows (in thousands):   <table style="width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">June 30, 2013</td> <td style="text-align: center; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">December 31, 2012</td> <td style="text-align: center; font: bold 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; width: 60%; font: 10pt times new roman, times, serif;">Nonaccrual loans</td> <td style="width: 3%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 15%; font: 10pt times new roman, times, serif;">5,871</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 3%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 15%; font: 10pt times new roman, times, serif;">5,835</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;">Loans 90 days past due or more but still accruing interest</td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;">Total nonperforming loans</td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif;">5,871</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif;">5,835</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> </tr> <tr style="background-color: #eaf9ea; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;">Nonaccrual loans to total gross loans</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1.16</td> <td style="text-align: left; font: 10pt times new roman, times, serif;">%</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1.19</td> <td style="text-align: left; font: 10pt times new roman, times, serif;">%</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;">Nonperforming loans to total gross loans</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1.16</td> <td style="text-align: left; font: 10pt times new roman, times, serif;">%</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1.19</td> <td style="text-align: left; font: 10pt times new roman, times, serif;">%</td> </tr> </table>   <div style="page-break-before: always; margin-top: 6pt;"> <table style="font: 10pt/normal times new roman, times, serif; width: 100%; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"> <tr> <td style="text-align: left; width: 50%;"> </td> <td style="text-align: right; width: 50%;"> </td> </tr> </table> If interest on nonaccrual loans had been accrued, such income would have approximated $135,000 and $357,000 for the six months ended June 30, 2013 and 2012, respectively.</div>   The following table shows an aging analysis of the loan portfolio by the amount of time past due (in thousands):   <table style="width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="text-align: center; text-indent: -10pt; padding-left: 10pt;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="18">As of June 30, 2013</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="9">Accruing Interest</td> <td style="text-align: left; padding-bottom: 1pt;"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr style="vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; width: 30%;"> </td> <td style="padding-bottom: 1pt; width: 3%; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 9%; font: bold 10pt times new roman, times, serif; color: black;">Current</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="padding-bottom: 1pt; width: 3%; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 9%; font: bold 10pt times new roman, times, serif; color: black;">30-89 Days Past Due</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="padding-bottom: 1pt; width: 3%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 9%; font: bold 10pt times new roman, times, serif;">Greater than 90 Days Past Due</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; width: 3%; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 9%; font: bold 10pt times new roman, times, serif; color: black;">Nonaccrual</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="padding-bottom: 1pt; width: 3%; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 9%; font: bold 10pt times new roman, times, serif; color: black;">Total</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif; color: black;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Commercial</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">48,406</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">648</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">49,054</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Real estate - commercial</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">315,464</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">73</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">3,669</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">319,206</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Real estate - construction</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">18,085</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">450</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">18,535</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Real estate - mortgage</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">67,993</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">22</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">622</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">68,637</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Installment</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">5,890</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">47</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">89</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">6,026</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Other</td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">42,154</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">393</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">42,547</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 20pt; font: 10pt times new roman, times, serif; color: black;">Total</td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif; color: black;">497,992</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif; color: black;">142</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif; color: black;">—</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif; color: black;">5,871</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif; color: black;">504,005</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> </tr> <tr style="vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="17">As of December 31, 2012</td> <td style="text-align: left; padding-bottom: 1pt;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="9">Accruing Interest</td> <td style="text-align: left; padding-bottom: 1pt;"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr style="vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif; color: black;">Current</td> <td style="text-align: left; padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif; color: black;">30-89 Days Past Due</td> <td style="text-align: left; padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif; color: black;">Greater than 90 Days Past Due</td> <td style="text-align: left; padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif; color: black;">Nonaccrual</td> <td style="text-align: left; padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: bold 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif; color: black;">Total</td> <td style="text-align: left; padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; color: black;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> <td> </td> <td style="text-align: left;"> </td> <td style="text-align: right;"> </td> <td style="text-align: left;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Commercial</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">45,473</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">20</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">585</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">46,078</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Real estate - commercial</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">292,505</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">163</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">2,962</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">295,630</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Real estate - construction</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">21,436</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">196</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1,371</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">23,003</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Real estate - mortgage</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">72,907</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">762</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">684</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">74,353</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Installment</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">6,529</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">38</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">122</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">6,689</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Other</td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">45,581</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">249</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">111</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: right; font: 10pt times new roman, times, serif;">45,941</td> <td style="text-align: left; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 20pt; font: 10pt times new roman, times, serif; color: black;">Total</td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif; color: black;">484,431</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif; color: black;">1,428</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif; color: black;">—</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif; color: black;">5,835</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> <td style="border-bottom: black 2.5pt double; text-align: left; font: 10pt times new roman, times, serif; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; font: 10pt times new roman, times, serif; color: black;">491,694</td> <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; color: black;"> </td> </tr> </table>   A troubled debt restructuring (“TDRs”) is a formal modification of the terms of a loan when the lender, for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan.   At June 30, 2013, accruing TDRs were $2,485,000 and non-accrual TDRs were $1,170,000 compared to accruing TDRs of $2,414,000 and non-accrual TDRs of $1,072,000 at December 31, 2012. At June 30, 2013, there were no specific reserves allocated to customers whose loan terms were modified in troubled debt restructurings. There are no commitments to lend additional amounts at June 30, 2013 to customers with outstanding loans that are classified as troubled debt restructurings. There were no TDRs that subsequently defaulted during the twelve months following the modification of terms. <div style="page-break-before: always; margin-top: 6pt;"> </div>  The following table present loans that were modified and recorded as TDRs for the three and six months ended June 30, 2013 and 2012.   <table style="width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="text-align: center; text-indent: -10pt; padding-left: 10pt;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="10">For the three months ended June 30,2013</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="10">For the six months ended June 30, 2013</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; width: 34%;"> </td> <td style="padding-bottom: 1pt; width: 2%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 7%; font: bold 10pt times new roman, times, serif;">Number of Contracts</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; width: 2%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 7%; font: bold 10pt times new roman, times, serif;">Pre-Modification Outstanding Recorded Investment</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; width: 2%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 7%; font: bold 10pt times new roman, times, serif;">Post-Modification Outstanding Recorded Investment</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; width: 2%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 7%; font: bold 10pt times new roman, times, serif;">Number of Contracts</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; width: 2%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 7%; font: bold 10pt times new roman, times, serif;">Pre-Modification Outstanding Recorded Investment</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; width: 2%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 7%; font: bold 10pt times new roman, times, serif;">Post-Modification Outstanding Recorded Investment</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Commercial</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">45</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">45</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Real estate - commercial</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">290</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">290</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Real estate-construction</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">77</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">77</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Real estate - mortgage</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">201</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">201</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">201</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">201</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Other</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">48</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">48</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">48</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">48</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> </table>   <table style="width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="text-align: center;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="10">For the three months ended June 30, 2012</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="10">For the six months ended June 30, 2012</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> </tr> <tr style="vertical-align: bottom;"> <td style="text-align: center;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Number of Contracts</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Pre-Modification Outstanding Recorded Investment</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Post-Modification Outstanding Recorded Investment</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Number of Contracts</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Pre-Modification Outstanding Recorded Investment</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Post-Modification Outstanding Recorded Investment</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; width: 34%; font: 10pt times new roman, times, serif; color: black;">Commercial</td> <td style="width: 2%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; width: 7%; font: 10pt times new roman, times, serif;">1</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 2%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 7%; font: 10pt times new roman, times, serif;">1,076</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 2%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 7%; font: 10pt times new roman, times, serif;">1,076</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 2%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; width: 7%; font: 10pt times new roman, times, serif;">1</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 2%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 7%; font: 10pt times new roman, times, serif;">1,076</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 2%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 7%; font: 10pt times new roman, times, serif;">1,076</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Real estate - commercial</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">2</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">278</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">278</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">2</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">278</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">278</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Installment</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">25</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">25</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">2</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">73</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">73</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> </table>   A summary of TDRs by type of concession and by type of loan as of June 30, 2013 and December 31, 2012, is shown below:   <table style="width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="text-align: center; text-indent: -10pt; padding-left: 10pt;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="18">June 30, 2013</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> </tr> <tr style="vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; vertical-align: top;">Accruing TDRs</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Number of Contracts</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Rate Reduction</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Maturity Extension</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Rate Reduction and Maturity Extension</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Total</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; width: 30%; font: 10pt times new roman, times, serif;">Real estate - commercial</td> <td style="width: 3%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; width: 9%; font: 10pt times new roman, times, serif;">5</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 3%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 9%; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 3%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 9%; font: 10pt times new roman, times, serif;">199</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 3%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 9%; font: 10pt times new roman, times, serif;">1,133</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 3%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 9%; font: 10pt times new roman, times, serif;">1,332</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;">Real estate - construction</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">2</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">411</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">411</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;">Real estate - mortgage</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">2</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">295</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">420</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">715</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;">Installment</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">27</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">27</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> </table>   <table style="width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="text-align: center; text-indent: -10pt; padding-left: 10pt;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="18">June 30, 2013</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> </tr> <tr style="vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; vertical-align: top;">Nonaccrual TDRs</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Number of Contracts</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Rate Reduction</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">MaturityExtension</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Rate Reduction and Maturity Extension</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="2">Total</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; width: 30%; font: 10pt times new roman, times, serif;">Commercial</td> <td style="width: 3%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; width: 9%; font: 10pt times new roman, times, serif;">2</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 3%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 9%; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 3%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 9%; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 3%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 9%; font: 10pt times new roman, times, serif;">518</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> <td style="width: 3%; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; width: 9%; font: 10pt times new roman, times, serif;">518</td> <td style="text-align: left; width: 1%; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;">Real estate - commercial</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">290</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">290</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;">Real estate - mortgage</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">201</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">201</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;">Installment</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">3</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">89</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">89</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Other</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">2</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">72</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">72</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> </table>   <table style="width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="text-align: center; text-indent: -10pt; padding-left: 10pt;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="18">December 31, 2012</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; width: 30%; vertical-align: top;">Accruing TDRs</td> <td style="padding-bottom: 1pt; width: 3%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 9%; font: bold 10pt times new roman, times, serif;">Number of Contracts</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; width: 3%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 9%; font: bold 10pt times new roman, times, serif;">Rate Reduction</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; width: 3%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 9%; font: bold 10pt times new roman, times, serif;">Maturity Extension</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; width: 3%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 9%; font: bold 10pt times new roman, times, serif;">Rate Reduction and Maturity Extension</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="padding-bottom: 1pt; width: 3%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 9%; font: bold 10pt times new roman, times, serif;">Total</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;">Real estate - commercial</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">5</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">202</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1,148</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1,350</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;">Real estate-construction</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">343</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">343</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-align: left; text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;">Real estate - mortgage</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">2</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">298</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">423</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">721</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> </table>   <table style="width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="text-align: center; text-indent: -10pt; padding-left: 10pt;"> </td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; font: bold 10pt times new roman, times, serif;" colspan="18">December 31, 2012</td> <td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; width: 30%; vertical-align: top;">Nonaccrual TDRs</td> <td style="text-align: center; padding-bottom: 1pt; width: 3%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 9%; font: bold 10pt times new roman, times, serif;">Number of Contracts</td> <td style="text-align: center; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="text-align: center; padding-bottom: 1pt; width: 3%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 9%; font: bold 10pt times new roman, times, serif;">Rate Reduction</td> <td style="text-align: center; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="text-align: center; padding-bottom: 1pt; width: 3%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 9%; font: bold 10pt times new roman, times, serif;">Maturity Extension</td> <td style="text-align: center; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="text-align: center; padding-bottom: 1pt; width: 3%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 9%; font: bold 10pt times new roman, times, serif;">Rate Reduction and Maturity Extension</td> <td style="text-align: center; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="text-align: center; padding-bottom: 1pt; width: 3%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> <td style="border-bottom: black 1pt solid; text-align: center; width: 9%; font: bold 10pt times new roman, times, serif;">Total</td> <td style="text-align: center; padding-bottom: 1pt; width: 1%; font: bold 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;">Commercial</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">529</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">529</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;">Real estate-construction</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">2</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">327</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">71</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">398</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: #eaf9e8; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif;">Installment</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">4</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">120</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">120</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -10pt; padding-left: 10pt; font: 10pt times new roman, times, serif; color: black;">Other</td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="text-align: right; font: 10pt times new roman, times, serif;">1</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">—</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">25</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> <td style="font: 10pt times new roman, times, serif;"> </td> <td style="text-align: left; font: 10pt times new roman, times, serif;">$</td> <td style="text-align: right; font: 10pt times new roman, times, serif;">25</td> <td style="text-align: left; font: 10pt times new roman, times, serif;"> </td> </tr> </table>falsefalsefalsenonnum:textBlockItemTypenaThe entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5074-111524 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5066-111524 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Statement of Position (SOP) -Number 01-6 -Paragraph 13 -Subparagraph d -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Article 9 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(k)) -URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 08 -Paragraph k -Article 4 Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5162-111524 false0LOANSfalseNOTE 3 - LOANSUnKnownUnKnownUnKnownUnKnowntruefalsefalseSheethttp://www.novb.com/role/Note3Loans12