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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Interest income        
Loans, including fees $ 6,416 $ 6,324 $ 12,782 $ 12,794
Taxable securities 1,465 1,943 2,841 3,910
Tax exempt securities 88 136 195 280
Federal funds sold and repurchase agreements 12 17 31 45
Total interest income 7,981 8,420 15,849 17,029
Interest expense        
Deposits 269 604 568 1,338
Other borrowed funds 1   1  
Subordinated debentures 133 487 266 970
Total interest expense 403 1,091 835 2,308
Net interest income 7,578 7,329 15,014 14,721
Provision for loan losses   1,000    1,400
Net interest income after provision for loan losses 7,578 6,329 15,014 13,321
Noninterest income        
Service charges on deposit accounts 971 1,136 1,923 2,188
Other fees and charges 1,108 1,321 2,228 2,518
Earnings on cash surrender value of life insurance policies 319 359 782 683
Gain on sale of loans, net 920 684 1,845 1,089
Gain on sales or calls of securities, net   968 543 959
Other 333 219 659 509
Total noninterest income 3,651 4,687 7,980 7,946
Noninterest expense        
Salaries and employee benefits 5,077 5,051 10,239 10,108
Occupancy expense 615 620 1,248 1,260
Furniture and equipment expense 202 227 422 472
FDIC and state assessments 213 176 431 489
Other real estate owned expense 990 342 1,366 976
Other 2,839 2,812 6,118 5,579
Total noninterest expenses 9,936 9,228 19,824 18,884
Income before provision for income taxes 1,293 1,788 3,170 2,383
Provision for income taxes 399 527 1,015 642
Net income $ 894 $ 1,261 $ 2,155 $ 1,741
Earnings per share        
Basic and diluted income per share (in dollars per share) $ 0.13 $ 0.18    
Basic income per share (in dollars per share) $ 0.13 $ 0.18 $ 0.32 $ 0.25
Diluted income per share (in dollars per share) $ 0.13 $ 0.18 $ 0.31 $ 0.25