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NOTE 6 - SUBORDINATED DEBENTURES (Details) (USD $)	3 Months Ended
NOTE 6 - SUBORDINATED DEBENTURES (Details) (USD $)	Mar. 31, 2013	Dec. 31, 2012
Subordinated Debt [Abstract]
Proceeds from issuance of trust preferred securities	$ 21,000,000
Junior subordinated notes	21,651,000
Tier one risk based capital	21,000,000	21,000,000
Debentures, accrued interest payable	$ 78,000	$ 79,000

Including the current and noncurrent portions, carrying value as of the balance sheet date of long-term debt (with maturities initially due after one year or beyond the operating cycle if longer) identified as Junior Subordinated Notes, which have a lower priority than senior instruments.

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- Definition

The cash inflow from issuance of preferred stocks by a business trust or other special purpose entity, mainly established by a bank holding entity, to third party investors. The trust's assets are deeply subordinated debentures of the bank holding entity. Most trust preferred securities are subject to a mandatory redemption upon the repayment of the debentures.

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