NOTE 4 - ALLOWANCE FOR LOAN LOSSES (Detail) - (Table 1) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012	Dec. 31, 2012
Allowance for Loan Losses
Balance at beginning of period	$ 10,458,000	$ 12,656,000
Charge-offs	(1,056,000)	(885,000)
Recoveries	249,000	103,000
Provision for loan losses		400,000
Balance at end of period	9,651,000	12,274,000
Reserve to impaired loans	287,000	974,000
Reserve to non-impaired loans	9,364,000	11,300,000	10,269,000
Commercial Portfolio Segment [Member]
Allowance for Loan Losses
Balance at beginning of period	843,000	1,333,000
Charge-offs	(83,000)	(120,000)
Recoveries	242,000	12,000
Provision for loan losses	168,000	151,000
Balance at end of period	1,170,000	1,376,000
Reserve to impaired loans	287,000	371,000
Reserve to non-impaired loans	883,000	1,005,000	843,000
Commercial Real Estate Portfolio Segment [Member]
Allowance for Loan Losses
Balance at beginning of period	6,295,000	7,528,000
Charge-offs	(437,000)	(439,000)
Recoveries		61,000
Provision for loan losses	(138,000)	(303,000)
Balance at end of period	5,720,000	6,847,000
Reserve to impaired loans		2,000	171,000
Reserve to non-impaired loans	5,720,000	6,845,000	6,124,000
Commercial Real Estate Construction Financing Receivable [Member]
Allowance for Loan Losses
Balance at beginning of period	690,000	1,039,000
Charge-offs	(369,000)	(204,000)
Recoveries	2,000
Provision for loan losses	272,000	515,000
Balance at end of period	595,000	1,350,000
Reserve to impaired loans		520,000	18,000
Reserve to non-impaired loans	595,000	830,000	672,000
Residential Portfolio Segment [Member]
Allowance for Loan Losses
Balance at beginning of period	982,000	935,000
Charge-offs	(156,000)
Recoveries
Provision for loan losses	112,000	110,000
Balance at end of period	938,000	1,045,000
Reserve to impaired loans		47,000
Reserve to non-impaired loans	938,000	998,000	982,000
Installment Portfolio Segment [Member]
Allowance for Loan Losses
Balance at beginning of period	98,000	185,000
Charge-offs	(11,000)	(97,000)
Recoveries	5,000	24,000
Provision for loan losses	(5,000)	42,000
Balance at end of period	87,000	154,000
Reserve to impaired loans
Reserve to non-impaired loans	87,000	154,000	98,000
Other Loans Portfolio Segment [Member]
Allowance for Loan Losses
Balance at beginning of period	721,000	736,000
Charge-offs		(25,000)
Recoveries		6,000
Provision for loan losses	(45,000)	94,000
Balance at end of period	676,000	811,000
Reserve to impaired loans		34,000
Reserve to non-impaired loans	676,000	777,000	721,000
Unallocated Financing Receivables [Member]
Allowance for Loan Losses
Balance at beginning of period	829,000	900,000
Charge-offs
Recoveries
Provision for loan losses	(364,000)	(209,000)
Balance at end of period	465,000	691,000
Reserve to impaired loans
Reserve to non-impaired loans	$ 465,000	$ 691,000	$ 829,000