XML 31 R43.htm IDEA: XBRL DOCUMENT v2.4.0.6
NOTE 3 - LOANS (Detail) (USD $)
3 Months Ended 12 Months Ended 3 Months Ended
Mar. 31, 2013
Contract
Mar. 31, 2012
Dec. 31, 2012
Dec. 31, 2012
Interest Rate Reductions [Member]
Mar. 31, 2013
Impaired Loans [Member]
Increase (Decrease) in Finance Receivables         $ 665,000
Loans Pledged as Collateral 106,380,000   116,929,000    
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans $ 85,000 $ 155,000      
Troubled Debt Restructuring, Debtor, Other       At December 31, 2012, there were twelve loans to customers whose loan terms were modified in troubled debt restructurings. Of those twelve loans there were eight modifications involving a reduction of the stated interest rate and extension of the maturity date: two at 5.50% with a one-year extension to the maturity date, one at 4.50% with a 14-month maturity date, one at 3.00% with a 15-year maturity date, one at 8.00% with a three-month extension of the maturity date, one at 7.00% with a 10-year maturity date, and one at 4.00% with a 10-year maturity date; there were two modifications involving an extension only of the maturity dates: one for 90 days and one for 12 months; and there were two loans that did not have modifications during the last twelve months. The recorded investment in the ten loans was reduced in the aggregate amount of $665,000 during the year.  
Number of Contracts 8