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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest income    
Loans, including fees $ 6,366 $ 6,470
Taxable securities 1,376 1,967
Tax exempt securities 107 144
Federal funds sold and repurchase agreements 19 28
Total interest income 7,868 8,609
Interest expense    
Deposits 299 734
Subordinated debentures 133 483
Total interest expense 432 1,217
Net interest income 7,436 7,392
Provision for loan losses   400
Net interest income after provision for loan losses 7,436 6,992
Noninterest income    
Service charges on deposit accounts 952 1,052
Other fees and charges 1,120 1,197
Earnings on cash surrender value of life insurance policies 463 324
Gain on sale of loans, net 925 405
Gain (loss) on sales or calls of securities, net 543 (9)
Other 326 290
Total noninterest income 4,329 3,259
Noninterest expense    
Salaries and employee benefits 5,162 5,057
Occupancy expense 633 640
Furniture and equipment expense 220 245
FDIC and state assessments 218 313
Other real estate owned expense 376 634
Other 3,279 2,767
Total noninterest expenses 9,888 9,656
Income before provision for income taxes 1,877 595
Provision for income taxes 616 115
Net income $ 1,261 $ 480
Per share amounts    
Basic and diluted income per share (in dollars per share) $ 0.18 $ 0.07