NOTE 3 - LOANS (Detail) - (Table 1) (USD $)	Mar. 31, 2013	Dec. 31, 2012	Mar. 31, 2012	Dec. 31, 2011
Allowance for loan losses	$ (9,651,000)	$ (10,458,000)	$ (12,274,000)	$ (12,656,000)
Total loans, net	478,955,000	481,753,000
Commercial Loan [Member]
Commercial	48,300,000	46,078,000
Commercial Real Estate Other Receivable [Member]
Real estate - commercial	297,516,000	295,630,000
Commercial Real Estate Construction Financing Receivable [Member]
Real estate - construction	21,438,000	23,003,000
Mortgage Loans On Real Estate [Member]
Real estate - mortgage	70,514,000	74,353,000
Installment Loan [Member]
Installment	6,012,000	6,689,000
Other Loans [Member]
Other	44,462,000	45,941,000
Total Gross Loans [Member]
Gross loans	488,242,000	491,694,000
Loan Processing Fee [Member]
Deferred loan fees, net	364,000	517,000
Allowance For Loans and Leases Receivable [Member]
Allowance for loan losses	(9,651,000)	(10,458,000)
Total [Member]
Gross loans	488,242,000	491,694,000
Total loans, net	$ 478,955,000	$ 481,753,000