NOTE 6 - SUBORDINATED DEBENTURES (Tables)

3 Months Ended

Mar. 31, 2013

Subordinated Debt [Abstract]

Schedule of subordinated debenture

Fixed or
	Date		Variable	Current			Rate	Redemption
Series	Issued	Maturity	Rate	Rate			Index	Date	Amount
North Valley Capital Trust II	4/10/03	4/24/33	Variable		3.55	%	LIBOR + 3.25%	4/24/08		6,186
North Valley Capital Trust III	5/5/04	4/24/34	Variable		3.10	%	LIBOR + 2.80%	7/23/09		5,155
North Valley Capital Statutory Trust IV	12/29/05	3/15/36	Variable		1.61	%	LIBOR + 1.33%	3/15/11		10,310
									$	21,651