Exhibit 99.196

North Valley Bancorp Reports Results for

the Quarter Ended March 31, 2013

April 30, 2013 - REDDING, CA - North Valley Bancorp (NASDAQ:NOVB), a bank holding company with $911 million in assets, today reported results for the quarter ended March 31, 2013. North Valley Bancorp (“the Company”) is the parent company for North Valley Bank (“NVB”).

The Company reported net income for the quarter ended March 31, 2013 of $1,261,000, or $0.18 per diluted share compared to net income for the quarter ended March 31, 2012 of $480,000, or $0.07 per diluted share. “We are pleased with the results from the first quarter as we execute our 2013 Plan. Loan production met our goal; however, loan payoffs exceeded expectations resulting in a net reduction in total loans. We continue to negotiate the sale of OREO and to focus on reducing operating costs as we navigate through an improving economy amidst a challenging interest rate environment,” stated Mike Cushman, President and CEO.

The Company did not record a provision for loan losses for the quarter ended March 31, 2013 compared to a provision for loan losses of $400,000 for the quarter ended March 31, 2012. The allowance for loan losses at March 31, 2013 was $9,651,000, or 1.98% of total loans, compared to $10,458,000, or 2.12% of total loans, at December 31, 2012 and $12,274,000, or 2.74% of total loans, at March 31, 2012.

At March 31, 2013, total assets were $910,734,000, a decrease of $2,995,000, or 0.3%, from $913,729,000 at March 31, 2012. The loan portfolio totaled $488,606,000 at March 31, 2013, an increase of $39,957,000, or 8.9%, compared to $448,649,000 at March 31, 2012. The loan to deposit ratio at March 31, 2013 was 63.0% as compared to 58.1% at March 31, 2012, and 64.0% at December 31, 2012. Total deposits increased $3,356,000, or 0.4%, to $775,920,000 at March 31, 2013 compared to $772,564,000 at March 31, 2012. Available-for-sale investment securities totaled $283,721,000 at March 31, 2013, a decrease of $70,433,000 from March 31, 2012. When compared to December 31, 2012, total assets increased $8,391,000 from $902,343,000, driven by an increase in deposits of $7,340,000 from $768,580,000, while loans decreased by $3,605,000 from $492,211,000. Available-for-sale investment securities decreased $2,094,000 from December 31, 2012 to March 31, 2013, while Federal funds sold increased $20,060,000 from December 31, 2012 to March 31, 2013.

At March 31, 2013, the Company’s Total Risk-based Capital was $115,023,000, and its capital ratios were: Total Risk-based Capital ratio – 18.6%; Tier 1 risk-based Capital ratio – 17.4%; and Tier 1 Leverage ratio – 12.1%. At March 31, 2013, the Bank’s Total Risk-based Capital was $115,381,000, and its capital ratios were: Total Risk-based Capital ratio – 18.7%; Tier 1 risk-based Capital ratio – 17.4%; and Tier 1 Leverage ratio – 12.1%.

Credit Quality

Nonperforming loans (defined as nonaccrual loans and loans 90 days or more past due and still accruing interest) decreased $9,185,000, or 58.8%, to $6,449,000 at March 31, 2013 from $15,634,000 at March 31, 2012, and increased $614,000 from the December 31, 2012 balance of $5,835,000. Nonperforming loans as a percentage of total loans were 1.32% at March 31, 2013, as compared to 1.19% at December 31, 2012 and 3.48% at March 31, 2012.

During the first quarter of 2013, the Company identified eight loans totaling $2,001,000, net of charge-offs, as additional nonperforming loans. The additions were offset by reductions in nonperforming loans totaling $1,387,000 due primarily to collections received on certain loans and secondarily due to charge-offs and the transfer of three properties to OREO totaling $602,000. Of the eight loans totaling $2,001,000 identified as nonperforming loans during the first quarter of 2013, three relationships make up $1,828,000 of the balance. The first relationship is for a multi-family commercial real estate loan totaling $642,000 located in Yolo County. The Company has recorded a $239,000 charge-off for this loan and there is no specific reserve established. The second relationship consists of three loans totaling $617,000 to a contractor located in Shasta County. The Company has recorded an $86,000 charge-off for these loans and there is no specific reserve established. The third relationship consists of two hospitality commercial real estate loans totaling $569,000 located in Humboldt County. The Company has not recorded a charge-off for these loans and there is no specific reserve established. The remaining two loans of the eight identified as nonperforming loans in the first quarter total $173,000. Charge-offs of $71,000 were recorded against one of the loans and there were no specific reserves established.

Gross loan charge offs for the first quarter of 2013 were $1,056,000 and recoveries totaled $249,000 resulting in net charge offs of $807,000. Gross loan charge offs for the first quarter of 2012 were $885,000 and recoveries totaled $103,000 resulting in net charge offs of $782,000.

Nonperforming assets (nonperforming loans and OREO) totaled $27,814,000 at March 31, 2013, a decrease of $4,726,000 from the March 31, 2012 balance of $32,540,000, and a $444,000 decrease from the December 31, 2012 balance of $28,258,000. Nonperforming assets as a percentage of total assets were 3.05% at March 31, 2013 compared to 3.56% at March 31, 2012 and 3.13% at December 31, 2012.

The Company’s OREO properties decreased $1,058,000 to $21,365,000 at March 31, 2013 from $22,423,000 at December 31, 2012. The decrease in OREO was due to the sale of three properties totaling $1,425,000 (a gain of $26,000 was recorded on the sale), and the write-down of the value of certain other OREO properties of $261,000 during the quarter ended March 31, 2013, which was partially offset by the transfer of three properties to OREO totaling $602,000.

Operating Results

Net interest income, which represents the Company’s largest component of revenues and is the difference between interest earned on loans and investments and interest paid on deposits and borrowings, increased $44,000, or 0.6%, for the three months ended March 31, 2013 compared to the same period in 2012. Interest income decreased by $741,000, or 8.6%, primarily due to both the lower yield on earning assets and a decrease in average earning asset balances. The Company had foregone interest income of $85,000 and $155,000 for the loans on nonaccrual status for the three months ended March 31, 2013 and 2012, respectively. Average loans increased $32,936,000 in the first quarter of 2013 compared to the first quarter of 2012, while the yield on the loan portfolio decreased 42 basis points to 5.33% for the quarter ended March 31, 2013. Offsetting the decrease in interest income was a decrease in interest expense of $785,000, or 64.5%, due to both a decrease in the rates paid on deposits and the rates paid on its subordinated debt for the quarter ended March 31, 2013 compared to the same period in 2012. Overall, average earning assets decreased $32,329,000 to $797,861,000 in the first quarter of 2013 compared to the first quarter of 2012. Average yields on earning assets decreased 17 basis points from the quarter ended March 31, 2012, to 4.03% for the quarter ended March 31, 2013 while the average rate paid on interest-bearing liabilities decreased by 48 basis points to 0.28%. The Company’s net interest margin for the quarter ended March 31, 2013 was 3.81%, an increase of 20 basis points from the margin of 3.61% for the first quarter in 2012 and a decrease of 12 basis points from the 3.93% net interest margin for the linked quarter ended December 31, 2012.

Noninterest income for the quarter ended March 31, 2013 increased $1,070,000, or 32.8%, to $4,329,000 compared to $3,259,000 for the same period in 2012. Service charges on deposits decreased by $100,000 to $952,000 for the first quarter of 2013 compared to $1,052,000 for the same period in 2012. Other fees and charges decreased by $77,000 to $1,120,000 for the first quarter of 2013 compared to $1,197,000 for the first quarter of 2012. The Company recorded gains on the sale of mortgage loans of $757,000, and gains on the sale of SBA loans of $168,000 for the first quarter of 2013 compared to gains of $361,000 and $43,000, respectively, for the same period in 2012. The Company recognized gains on the sale of investment securities of $543,000 for the first quarter of 2013 compared to a loss on sale of investments securities of $9,000 for the same period in 2012. Other noninterest income increased $174,000, to $789,000 for the quarter ended March 31, 2013 compared to $615,000 for the same period in 2012.

Noninterest expense increased $232,000, or 2.4%, to $9,888,000 for the first quarter of 2013 from $9,656,000 for the first quarter in 2012. Salaries and employee benefits increased $105,000, for the first quarter of 2013 compared to the first quarter of 2012 due primarily to incentive compensation for production personnel. Occupancy and furniture and equipment expense decreased $32,000 for the first quarter of 2013 compared to the first quarter of 2012 due to a decrease in depreciation and rent expense as a result of facilities consolidation initiatives completed in 2012. OREO expense decreased $258,000 to $376,000, for the first quarter of 2013 compared to $634,000 for the same period in 2012, and FDIC and state assessments decreased $95,000 to $218,000 for the first quarter of 2013, compared to $313,000 for the same period in 2012. Other expense increased $512,000 to $3,279,000 for the first quarter of 2013 compared to $2,767,000 for the same period in 2012 due primarily to the recording of a $500,000 additional reserve for expenses expected to be incurred during 2013 in connection with the anticipated settlement of a compliance exam conducted by the Federal Reserve Bank of San Francisco in 2010.

The Company recorded a provision for income taxes for the quarter ended March 31, 2013 of $616,000, resulting in an effective tax rate of 32.8%, compared to a provision for income taxes of $115,000, or an effective tax rate of 19.3%, for the quarter ended March 31, 2012.

North Valley Bancorp is a bank holding company headquartered in Redding, California. Its subsidiary, North Valley Bank (“NVB”), operates twenty-two commercial banking offices in Shasta, Humboldt, Del Norte, Mendocino, Yolo, Sonoma, Placer and Trinity Counties in Northern California, including two in-store supermarket branches and six Business Banking Centers. North Valley Bancorp, through NVB, offers a wide range of consumer and business banking deposit products and services including internet banking and cash management services. In addition to these depository services, NVB engages in a full complement of lending activities including consumer, commercial and real estate loans. Additionally, NVB has SBA Preferred Lender status and provides investment services to its customers. Visit the Company’s website address at www.novb.com for more information.

Cautionary Statement: This release contains certain forward-looking statements that are subject to risks and uncertainties that could cause actual results to differ materially from those stated herein. Management’s assumptions and projections are based on their anticipation of future events and actual performance may differ materially from those projected. Risks and uncertainties which could impact future financial performance include, among others, (a) competitive pressures in the banking industry; (b) changes in the interest rate environment; (c) general economic conditions, either nationally, regionally or locally, including fluctuations in real estate values; (d) changes in the regulatory environment; (e) changes in business conditions or the securities markets and inflation; (f) possible shortages of gas and electricity at utility companies operating in the State of California, and (g) the effects of terrorism, including the events of September 11, 2001, and thereafter, and the conduct of the war on terrorism by the United States and its allies. Therefore, the information set forth herein, together with other information contained in the periodic reports filed by the Company with the Securities and Exchange Commission, should be carefully considered when evaluating the business prospects of the Company. North Valley Bancorp undertakes no obligation to update any forward-looking statements contained in this release, except as required by law.

For further information contact:

Michael J. Cushman	or	Kevin R. Watson
President & Chief Executive Officer		Executive Vice President & Chief Financial Officer
(530) 226-2900    Fax: (530) 221-4877		(530) 226-2900   Fax: (530) 221-4877

NORTH VALLEY BANCORP
CONDENSED CONSOLIDATED FINANCIAL DATA
(Unaudited)
(Dollars in thousands, except share and per share data)

	Three Months Ended
	March 31,
	2013		2012			$ Change			% Change
Statement of Income
Interest income
Loans (including fees)	$	6,366	$	6,470		$	(104	)		(1.61	%)
Investment securities		1,483		2,111			(628	)		(29.75	%)
Federal funds sold and other		19		28			(9	)		(32.14	%)
Total interest income		7,868		8,609			(741	)		(8.61	%)
Interest expense
Interest on deposits		299		734			(435	)		(59.26	%)
Subordinated debentures		133		483			(350	)		(72.46	%)
Total interest expense		432		1,217			(785	)		(64.50	%)
Net interest income		7,436		7,392			44			0.60	%
Provision for loan losses		—		400			(400	)		(100.00	%)
Net interest income after provision for loan losses		7,436		6,992			444			6.35	%
Noninterest income
Service charges on deposit accounts		952		1,052			(100	)		(9.51	%)
Other fees and charges		1,120		1,197			(77	)		(6.43	%)
Gain on sales of mortgage loans		757		361			396			109.70	%
Gain on sales of SBA loans		168		43			125			290.70	%
Gain (loss) on sales of securities, net		543		(9	)		552			(6133.33	%)
Other		789		615			174			28.29	%
Total noninterest income		4,329		3,259			1,070			32.83	%
Noninterest expenses
Salaries and employee benefits		5,162		5,057			105			2.08	%
Occupancy		633		640			(7	)		(1.09	%)
Furniture and equipment		220		245			(25	)		(10.20	%)
Other real estate owned expense		376		634			(258	)		(40.69	%)
FDIC and state assessments		218		313			(95	)		(30.35	%)
Other		3,279		2,767			512			18.50	%
Total noninterest expenses		9,888		9,656			232			2.40	%
Income before provision for income taxes		1,877		595			1,282			215.46	%
Provision for income taxes		616		115			501			435.65	%
Net income	$	1,261	$	480		$	781			162.71	%
Common Share Data
Earnings per share
Basic	$	0.18	$	0.07		$	0.11			157.14	%
Diluted	$	0.18	$	0.07		$	0.11			157.14	%
Weighted average shares outstanding		6,835,192		6,833,752
Weighted average shares outstanding - diluted		6,845,484		6,833,752
Book value per share	$	14.18	$	13.31
Tangible book value	$	14.15	$	13.26
Shares outstanding		6,835,192		6,833,752

NORTH VALLEY BANCORP
CONDENSED CONSOLIDATED FINANCIAL DATA
(Unaudited)
(Dollars in thousands)

	March 31,			December 31,			March 31,
	2013			2012			2012
Balance Sheet Data
Assets
Cash and due from banks	$	15,890		$	22,654		$	19,314
Federal funds sold		35,925			15,865			16,400
Time deposits at other financial institutions		2,219			2,219			1,960
Available-for-sale securities - at fair value		283,721			285,815			354,154
Held-to-maturity securities - at amortized cost		6			6			6
Loans		488,606			492,211			448,649
Allowance for loan losses		(9,651	)		(10,458	)		(12,274	)
Net loans		478,955			481,753			436,375
Premises and equipment, net		8,978			9,181			8,738
Other real estate owned		21,365			22,423			16,906
Core deposit intangibles, net		219			255			364
Accrued interest receivable and other assets		63,456			62,172			59,512
Total assets	$	910,734		$	902,343		$	913,729
Liabilities and Shareholders’ Equity
Deposits:
Demand, noninterest bearing	$	174,495		$	177,855		$	156,030
Demand, interest bearing		193,846			185,315			184,408
Savings and money market		245,094			233,034			223,475
Time		162,485			172,376			208,651
Total deposits		775,920			768,580			772,564
Accrued interest payable and other liabilities		16,217			15,951			18,215
Subordinated debentures		21,651			21,651			31,961
Total liabilities		813,788			806,182			822,740
Shareholders’ equity		96,946			96,161			90,989
Total liabilities and shareholders’ equity	$	910,734		$	902,343		$	913,729
Asset Quality
Nonaccrual loans	$	6,449		$	5,835		$	15,634
Loans past due 90 days and accruing interest		—			—			—
Other real estate owned		21,365			22,423			16,906
Total nonperforming assets	$	27,814		$	28,258		$	32,540
Classified assets	$	39,113		$	45,297		$	51,441
Bank Tier 1 Capital + ALLL	$	117,245		$	115,580		$	128,110
Classified assets ratio		33.36	%		39.19	%		40.15	%
Allowance for loan losses to total loans		1.98	%		2.12	%		2.74	%
Allowance for loan losses to NPL’s		149.65	%		179.23	%		78.51	%

NORTH VALLEY BANCORP
CONDENSED CONSOLIDATED FINANCIAL DATA
(Unaudited)
(Dollars in thousands)

	Three Months Ended
	March 31,
	2013			2012
Selected Financial Ratios
Return on average total assets		0.57	%		0.21	%
Return on average shareholders’ equity		5.30	%		2.12	%
Net interest margin (tax equivalent basis)		3.81	%		3.61	%
Efficiency ratio		84.05	%		90.66	%
Selected Average Balances
Loans	$	484,415		$	451,479
Taxable investments		270,493			316,776
Tax-exempt investments		9,840			12,985
Federal funds sold and other		33,113			48,950
Total earning assets	$	797,861		$	830,190
Total assets	$	897,178		$	916,176
Demand deposits - interest bearing	$	188,138		$	175,999
Savings and money market		238,785			219,729
Time deposits		166,198			212,900
Other borrowings		21,651			31,961
Total interest bearing liabilities	$	614,772		$	640,589
Demand deposits - noninterest bearing	$	169,080		$	158,384
Shareholders’ equity	$	96,483		$	90,725

NORTH VALLEY BANCORP
CONDENSED CONSOLIDATED FINANCIAL DATA
(Unaudited)
(Dollars in thousands, except per share data)

	For the Quarter Ended
	March		December		September			June
	2013		2012		2012			2012
Interest income	$	7,868	$	8,276	$	8,426		$	8,420
Interest expense		432		504		713			1,091
Net interest income		7,436		7,772		7,713			7,329
Provision for loan losses		—		—		700			1,000
Noninterest income		4,329		4,269		4,204			4,687
Noninterest expense		9,888		11,336		9,759			9,228
Income before provision (benefit) for income taxes		1,877		705		1,458			1,788
Provision (benefit) for income taxes		616		160		(2,546	)		527
Net income	$	1,261	$	545	$	4,004		$	1,261
Earnings per common share:
Basic	$	0.18	$	0.08	$	0.59		$	0.18
Diluted	$	0.18	$	0.08	$	0.59		$	0.18