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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Net income (loss) $ 6,290,000 $ 3,047,000 $ (6,248,000)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:      
Depreciation and amortization 1,080,000 1,197,000 1,535,000
Amortization of premium on securities, net 2,117,000 1,637,000 1,448,000
Amortization of core deposit intangible 146,000 146,000 146,000
Provision for loan losses 2,100,000 2,650,000 7,970,000
Net losses on sale and write-down of other real estate owned 3,033,000 4,096,000 5,735,000
Gain on sale of loans (3,154,000) (1,172,000) (241,000)
Gain on sale and calls of securities (1,877,000) (1,677,000)  
Loss on sale of premises and equipment 40,000 289,000 312,000
Deferred tax (benefit) expense (1,762,000) 203,000 (760,000)
Stock-based compensation expense 210,000 157,000 180,000
Effect of changes in:      
Accrued interest receivable 340,000 156,000 (148,000)
Other assets (1,517,000) 1,452,000 3,148,000
Accrued interest payable and other liabilities (2,572,000) 1,342,000 2,951,000
Proceeds from sales of loan originated for sale 102,810,000 35,021,000 23,115,000
Loans originated for sale (99,656,000) (33,849,000) (22,874,000)
Net cash provided by operating activities 7,628,000 14,695,000 16,269,000
Cash Flows From Investing Activities:      
Purchases of time deposits at other financial institutions (260,000) (1,500,000) (34,000)
Purchases of available-for-sale securities (173,479,000) (188,190,000) (184,089,000)
Proceeds from sales/calls of available-for-sale securities 133,047,000 101,940,000 25,730,000
Proceeds from maturities of available-for-sale securities 68,137,000 44,345,000 37,988,000
Proceeds from maturities/calls of held-to-maturity securities     3,000
Purchases of FHLB and FRB stock and other securities (269,000) (903,000) (1,308,000)
Purchases of jumbo residential mortgages (29,990,000)    
Net (increase) decrease in loans (22,543,000) 41,810,000 47,719,000
Proceeds from sales of other real estate owned 6,889,000 12,036,000 10,574,000
Proceeds from sales of premises and equipment 27,000    
Purchases of premises and equipment (1,667,000) (1,348,000) (327,000)
Net cash (used in) provided by investing activities (20,108,000) 8,190,000 (63,744,000)
Cash Flows from Financing Activities:      
Net increase (decrease) in deposits 2,341,000 12,449,000 (34,019,000)
Repayment of subordinated debentures (10,310,000)    
Proceeds from issuance of preferred stock, net of costs     37,500,000
Net cash (used in) provided by financing activities (7,969,000) 12,449,000 3,481,000
Net (decrease) increase in cash and cash equivalents (20,449,000) 35,334,000 (43,994,000)
Cash and cash equivalents, beginning of year 58,968,000 23,634,000 67,628,000
Cash and cash equivalents, end of year 38,519,000 58,968,000 23,634,000
Cash paid during the year for:      
Interest 8,387,000 3,840,000 7,033,000
Income taxes paid (refunded) 122,000 44,000 (4,734,000)
Noncash investing and financing activities:      
Transfer from loans to other real estate owned 12,239,000 10,454,000 29,716,000
Conversion of preferred stock to common stock     $ 37,500,000