NOTE 4 - ALLOWANCE FOR LOAN LOSSES (Detail) - (Table 3) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
Commercial	$ 46,078	$ 46,160
Real estate - commercial	295,630	276,644
Real estate - construction	23,003	27,463
Real estate - mortgage	74,353	47,362
Installment	6,689	10,925
Other	45,941	47,965
Total	491,694	456,519
Pass [Member]
Commercial	44,486	39,319
Real estate - commercial	278,834	248,696
Real estate - construction	21,386	17,624
Real estate - mortgage	71,973	43,760
Installment	6,562	10,702
Other	45,658	47,638
Total	468,899	407,739
Special Mention [Member]
Commercial	129	3,067
Real estate - commercial		5,055
Real estate - construction		167
Real estate - mortgage		886
Total	129	9,175
Substandard [Member]
Commercial	1,463	3,774
Real estate - commercial	16,796	22,893
Real estate - construction	1,617	9,672
Real estate - mortgage	2,380	2,716
Installment	127	223
Other	283	327
Total	$ 22,666	$ 39,605

This item represents disclosure of all significant concentrations of credit risk or market risk arising from the subject financial instrument (as defined), whether from an individual counterparty or groups of counterparties.

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+ Details

- Definition

Amount before allowance of commercial loans and leases receivable includes, but not limited to, commercial and industrial loans, agricultural loans, mortgage loans, promissory notes, interbank and other loans to financial institutions, draws against credit facilities, trade financing, lease financings. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

+ References+ Details

- Definition

Amount before allowance of loans issued to build, improve or remodel a residential home. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

+ References+ Details

- Definition

Amount before allowance of installment and revolving loans issued to individuals, including, but not limited to credit card, automobile, boat, student, durable home appliance loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance of other loans and leases not otherwise specified in the taxonomy. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

+ References+ Details

- Definition

Amount before allowance of commercial loans issued to businesses to acquire, develop, construct, improve, or refinance land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

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