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CONSOLIDATED STATEMENT OF OPERATIONS (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
INTEREST INCOME:      
Interest and fees on loans $ 26,062,000 $ 28,863,000 $ 33,276,000
Interest on investments:      
Taxable interest income 7,075,000 7,580,000 4,809,000
Nontaxable interest income 528,000 629,000 699,000
Interest on federal funds sold and repurchase agreements 66,000 73,000 138,000
Total interest income 33,731,000 37,145,000 38,922,000
INTEREST EXPENSE:      
Deposits 2,165,000 3,893,000 6,861,000
Subordinated debentures 1,352,000 1,892,000 2,124,000
Other borrowings 8,000 1,000  
Total interest expense 3,525,000 5,786,000 8,985,000
Net interest income 30,206,000 31,359,000 29,937,000
Provision for loan losses 2,100,000 2,650,000 7,970,000
Net interest income after provision for      
loan losses 28,106,000 28,709,000 21,967,000
NONINTEREST INCOME:      
Service charges on deposit accounts 4,333,000 4,635,000 5,864,000
Other fees and charges 4,715,000 4,663,000 4,566,000
Earnings on cash surrender value of life insurance policies 1,363,000 1,359,000 1,376,000
Gain on sale of loans, net 3,154,000 1,172,000 241,000
Gain on sales and calls of securities, net 1,877,000 1,677,000  
Other 977,000 859,000 897,000
Total noninterest income 16,419,000 14,365,000 12,944,000
NONINTEREST EXPENSES:      
Salaries and employee benefits 20,277,000 18,657,000 16,873,000
Occupancy expense 2,547,000 2,786,000 2,850,000
Furniture and equipment expense 938,000 1,062,000 1,434,000
FDIC and state assessments 922,000 1,355,000 2,368,000
Other real estate owned expense 3,556,000 4,804,000 6,522,000
Other 11,739,000 11,051,000 12,097,000
Total noninterest expenses 39,979,000 39,715,000 42,144,000
Income (loss) before (benefit) provision for income taxes 4,546,000 3,359,000 (7,233,000)
(Benefit) provision for income taxes (1,744,000) 312,000 (985,000)
Net income (loss) 6,290,000 3,047,000 (6,248,000)
Preferred stock discount     (18,667,000)
Net income (loss) available to common shareholders $ 6,290,000 $ 3,047,000 $ (24,915,000)
Basic and Diluted Income (Loss) Per Common Share (in Dollars per share) $ 0.92 $ 0.45 $ (6.42)