NOTE 9 - LINES OF CREDIT (Tables)

12 Months Ended

Dec. 31, 2012

Schedule of Line of Credit Facilities [Table Text Block]

Description	Amount		Expiration
Secured:
Secured fed funds	$	10,000		6/30/2013
First deeds of trust on eligible 1-4 unit residential loans	$	86,349		Monthly
Securities backed credit program	$	197,361		Monthly
Discount -securities	$	3,994		Monthly