CONSOLIDATED BALANCE SHEETS (USD $)	Dec. 31, 2012	Dec. 31, 2011
Cash and cash equivalents:
Cash and due from banks	$ 22,654,000	$ 18,758,000
Federal funds sold	15,865,000	40,210,000
Total cash and cash equivalents	38,519,000	58,968,000
Time deposits at other financial institutions	2,219,000	1,959,000
Investment securities available-for-sale, at fair value	285,815,000	312,205,000
Investment securities held-to-maturity, at amortized cost	6,000	6,000
Loans	492,211,000	456,215,000
Less: Allowance for loan losses	(10,458,000)	(12,656,000)
Net loans	481,753,000	443,559,000
Premises and equipment, net	9,181,000	8,661,000
Accrued interest receivable	2,217,000	2,557,000
Other real estate owned	22,423,000	20,106,000
FHLB and FRB stock and other nonmarketable securities	8,313,000	8,044,000
Bank-owned life insurance policies	36,045,000	34,972,000
Core deposit intangibles, net	255,000	401,000
Other assets	15,597,000	13,528,000
TOTAL ASSETS	902,343,000	904,966,000
LIABILITIES:
Noninterest-bearing	177,855,000	167,506,000
Interest-bearing	590,725,000	598,733,000
Total deposits	768,580,000	766,239,000
Accrued interest payable and other liabilities	15,951,000	17,301,000
Subordinated debentures	21,651,000	31,961,000
Total liabilities	806,182,000	815,501,000
Common stock, no par value: authorized 60,000,000 shares; outstanding
6,835,192 and 6,833,752 at December 31, 2012 and 2011, respectively	98,495,000	98,285,000
Accumulated deficit	(4,000,000)	(10,290,000)
Accumulated other comprehensive income, net of tax	1,666,000	1,470,000
Total stockholders’ equity	96,161,000	89,465,000
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 902,343,000	$ 904,966,000