NOTE 3 - LOANS (Detail) - (Table 1) (USD $)	Sep. 30, 2012	Dec. 31, 2011
Allowance for loan losses	$ (11,427,000)	$ (12,656,000)
Total loans, net	478,473,000	443,559,000
Commercial Loan [Member]
Commercial	38,087,000	46,160,000
Commercial Real Estate Other Receivable [Member]
Real estate - commercial	290,478,000	276,644,000
Commercial Real Estate Construction Financing Receivable [Member]
Real estate - construction	25,232,000	27,463,000
Mortgage Loans on Real Estate [Member]
Real estate - mortgage	80,897,000	47,362,000
Installment Loan [Member]
Installment	7,310,000	10,925,000
Other Loans [Member]
Other	47,253,000	47,965,000
Total Gross Loans [Member]
Gross loans	489,257,000	456,519,000
Loan Processing Fee [Member]
Deferred loan fees, net	643,000	(304,000)
Allowance for Loans and Leases Receivable [Member]
Allowance for loan losses	(11,427,000)	(12,656,000)
Total [Member]
Gross loans	489,257,000	456,519,000
Total loans, net	$ 478,473,000	$ 443,559,000