NOTE 13 - FAIR VALUE MEASUREMENTS (Tables)

9 Months Ended

12 Months Ended

Sep. 30, 2012

Dec. 31, 2011

Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]

	As of September 30, 2012
	Fair Value		Level 1		Level 2		Level 3
Available-for-sale securities:
Obligations of U.S. government sponsored agencies	$	15,092	$	—	$	15,092	$	—
Obligations of state and political subdivisions		11,496		—		11,496		—
Government sponsored agency mortgage-backed securities		264,847		—		264,847		—
Corporate debt securities		4,440		—		4,440		—
Equity securities		3,150		—		3,150		—
	$	299,025	$	—	$	299,025	$	—

	At December 31, 2011
	Fair Value		Level 1		Level 2		Level 3
Available-for-sale securities:
Obligations of U.S. government sponsored agencies	$	15,234	$	—	$	15,234	$	—
Obligations of state and political subdivisions		14,455		—		14,455		—
Government sponsored agency mortgage-backed securities		275,204		—		275,204		—
Corporate debt securities		4,232		—		4,232		—
Equity securities		3,080		—		3,080		—
	$	312,205	$	—	$	312,205	$	—

Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]

									Total Losses/(Gains)
	As of September 30, 2012								For three months ended September 30,				For nine months ended September 30,
	Fair Value		Level 1		Level 2		Level 3		2012		2011		2012		2011
Impaired loans:
Real estate - commercial	$	2,856	$	—	$	—	$	2,856	$	431	$	479	$	1,887	$	1,012
Real estate - construction		—		—		—		—		—		241		—		241
Real estate - mortgage		757		—		—		757		76		92		149		222
OREO:
Real estate - commercial		271		—		—		271		92		125		92		315
Real estate - construction		4,009		—		—		4,009		657		199		790		869
Real estate - mortgage		184		—		—		184		—		135		140		167
Total assets measured at fair value on a nonrecurring basis	$	8,077	$	—	$	—	$	8,077	$	1,256	$	1,271	$	3,058	$	2,826

									Total Losses
	As of December 31, 2011								Twelve months ended
	Fair Value		Level 1		Level 2		Level 3		December 31, 2011
Impaired loans:
Commercial	$	1,338	$	—	$	—	$	1,338	$	324
Real estate - commercial		4,811		—		—		4,811		1,138
Real estate - construction		5,223		—		—		5,223		504
Real estate - mortgage		268		—		—		268		37
Installment		37		—		—		37		13
OREO:
Real estate - commercial		1,270		—		—		1,270		253
Real estate - construction		14,575		—		—		14,575		2,645
Real estate - mortgage		1,276		—		—		1,276		34
Total assets measured at fair value on a nonrecurring basis	$	28,798	$	—	$	—	$	28,798	$	4,948

Fair Value Measurements, Nonrecurring [Table Text Block]

	Fair Value		Valuation Techniques	Unobservable Inputs	Range (Weighted Average)
Impaired loans:
Real estate - commercial	$	2,856	Comparable sales approach	Discount adjustment for differences between comparable sales	6% to 11% (9%)
Real estate - construction		—	Comparable sales approach	Discount adjustment for differences between comparable sales	2% to 3% (3%)
Real estate - mortgage		757	Comparable sales approach	Discount adjustment for differences between comparable sales	6% to 11% (9%)
OREO:
Real estate - commercial		271	Comparable sales approach	Discount adjustment for differences between comparable sales	6% to 11% (9%)
Real estate - construction		4,009	Comparable sales approach	Discount adjustment for differences between comparable sales	0% to 6% (6%)
Real estate - mortgage		184	Comparable sales approach	Discount adjustment for differences between comparable sales	6% to 11% (9%)

Fair Value, by Balance Sheet Grouping [Table Text Block]

			Fair Value Measurements at
			September 30, 2012 Using
	Carrying
	Amount		Level 1		Level 2		Level 3		Total
FINANCIAL ASSETS
Cash and due from banks	$	19,436	$	19,436	$	—	$	—	$	19,436
Federal funds sold		405		405		—		—		405
Time deposits at other financial institutions		2,210		2,210		—		—		2,210
FHLB, FRB and other securities		8,313		—		—		—		N/A
Securities:
Available-for-sale		299,025		—		299,025		—		299,025
Held-to-maturity		6		—		6		—		6
Loans		478,473		—		—		499,040		499,040
Accrued interest receivable		2,296		—		773		1,523		2,296
FINANCIAL LIABILITIES
Deposits:
Nonmaturity deposits	$	581,135	$	581,135	$	—	$	—	$	581,135
Time deposits		177,341		—		177,929		—		177,929
Subordinated debentures		21,651		—		—		9,315		9,315
Accrued interest payable		145		5		57		83		145

	December 31, 2011
	Carrying		Fair
	Amount		Value
FINANCIAL ASSETS
Cash and due from banks	$	18,758	$	18,758
Federal funds sold		40,210		40,210
Time deposits at other financial institutions		1,959		1,959
FHLB, FRB and other securities		8,044		N/A
Securities:
Available-for-sale		312,205		312,205
Held-to-maturity		6		6
Loans		443,559		461,205
Accrued interest receivable		2,557		2,557
FINANCIAL LIABILITIES
Deposits	$	766,239	$	767,487
Subordinated debentures		31,961		21,420
Accrued interest payable		4,998		4,998