NOTE 3 - LOANS (Tables)

9 Months Ended

Sep. 30, 2012

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	September 30,			December 31,
	2012			2011
Commercial	$	38,087		$	46,160
Real estate - commercial		290,478			276,644
Real estate - construction		25,232			27,463
Real estate - mortgage		80,897			47,362
Installment		7,310			10,925
Other		47,253			47,965
Gross loans		489,257			456,519
Deferred loan fees, net		643			(304	)
Allowance for loan losses		(11,427	)		(12,656	)
Total loans, net	$	478,473		$	443,559

Impaired Financing Receivables [Table Text Block]

	As of September 30, 2012						As of December 31, 2011
			Unpaid						Unpaid
	Recorded		Principal		Related		Recorded		Principal		Related
	Investment		Balance		Allowance		Investment		Balance		Allowance
With no allocated allowance
Commercial	$	800	$	800	$	—	$	—	$	—	$	—
Real estate - commercial		5,711		6,130		—		1,502		1,556		—
Real estate - construction		1,760		1,810		—		4,128		4,153		—
Real estate - mortgage		692		737		—		643		751		—
Installment		109		123		—		70		75		—
Other		275		282		—		88		91		—
Subtotal		9,347		9,882		—		6,431		6,626		—
With allocated allowance
Commercial		—		—		—		1,788		1,849		450
Real estate - commercial		1,952		1,952		417		4,496		5,302		606
Real estate - construction		—		—		—		5,312		5,312		504
Real estate - mortgage		274		274		50		295		314		37
Installment		—		—		—		37		39		13
Other		—		—		—		—		—		—
Subtotal		2,226		2,226		467		11,928		12,816		1,610
Total Impaired Loans	$	11,573	$	12,108	$	467	$	18,359	$	19,442	$	1,610

Loan And Leases Receivable Impaired Average Investment [Table Text Block]

	Average Recorded Investment				Average Recorded Investment
	for the three months ended				for the nine months ended
	September 30,				September 30,
	2012		2011		2012		2011
Commercial	$	938	$	2,356	$	1,043	$	2,388
Real estate - commercial		7,780		5,523		7,942		5,560
Real estate - construction		1,766		3,423		1,780		3,422
Real estate - mortgage		986		1,291		1,006		1,302
Installment		123		111		133		112
Other		277		113		287		113
Total	$	11,870	$	12,817	$	12,191	$	12,897

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

	September 30,			December 31,
	2012			2011
Nonaccrual loans	$	11,573		$	18,359
Loans 90 days past due or more but still accruing interest		6			52
Total nonperforming loans	$	11,579		$	18,411
Nonaccrual loans to total gross loans		2.36	%		4.02	%
Nonperforming loans to total gross loans		2.36	%		4.04	%

Past Due Financing Receivables [Table Text Block]

	As of September 30, 2012
	Accruing Interest
					Greater than
			30-89 Days		90 Days
	Current		Past Due		Past Due		Nonaccrual		Total
Commercial	$	37,199	$	88	$	—	$	800	$	38,087
Real estate - commercial		282,039		776		—		7,663		290,478
Real estate - construction		23,273		199		—		1,760		25,232
Real estate - mortgage		79,733		198		—		966		80,897
Installment		7,127		68		6		109		7,310
Other		46,951		27		—		275		47,253
Total	$	476,322	$	1,356	$	6	$	11,573	$	489,257

	As of December 31, 2011
	Accruing Interest
					Greater than
			30-89 Days		90 Days
	Current		Past Due		Past Due		Nonaccrual		Total
Commercial	$	44,325	$	47	$	—	$	1,788	$	46,160
Real estate - commercial		264,143		6,503		—		5,998		276,644
Real estate - construction		18,023		—		—		9,440		27,463
Real estate - mortgage		45,170		1,254		—		938		47,362
Installment		10,614		152		52		107		10,925
Other		47,877		—		—		88		47,965
Total	$	430,152	$	7,956	$	52	$	18,359	$	456,519

Nonperforming Loans Accruing Interest [Member]

Summary of Troubled Debt Restructuring Note, Debtor [Table Text Block]

	For the three months ended September 30, 2012						For the nine months ended September 30, 2012
	Accruing TDRs						Accruing TDRs
			Pre-Modification		Post-Modification				Pre-Modification		Post-Modification
	Number		Outstanding		Outstanding		Number		Outstanding		Outstanding
	of		Recorded		Recorded		of		Recorded		Recorded
	Contracts		Investment		Investment		Contracts		Investment		Investment
Real estate - construction		—	$	—	$	—		1	$	347	$	347
Real estate - mortgage		1	$	425	$	425		1	$	425	$	425

Nonaccrual Loans [Member]

Summary of Troubled Debt Restructuring Note, Debtor [Table Text Block]

	For the three months ended September 30, 2012						For the nine months ended September 30, 2012
	Non Accruing TDRs						Non Accruing TDRs
			Pre-Modification		Post-Modification				Pre-Modification		Post-Modification
	Number		Outstanding		Outstanding		Number		Outstanding		Outstanding
	of		Recorded		Recorded		of		Recorded		Recorded
	Contracts		Investment		Investment		Contracts		Investment		Investment
Commercial		—	$	—	$	—		1	$	1,050	$	800
Real estate - commercial		—	$	—	$	—		2	$	269	$	269
Real estate - construction		—	$	—	$	—		2	$	788	$	788
Installment		—	$	—	$	—		2	$	70	$	70
Other		1	$	50	$	50		1	$	50	$	50