CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)	Sep. 30, 2012	Dec. 31, 2011
Cash and cash equivalents:
Cash and due from banks	$ 19,436,000	$ 18,758,000
Federal funds sold	405,000	40,210,000
Total cash and cash equivalents	19,841,000	58,968,000
Time deposits at other financial institutions	2,210,000	1,959,000
Investment securities available-for-sale, at fair value	299,025,000	312,205,000
Investment securities held-to-maturity, at amortized cost	6,000	6,000
Loans	489,900,000	456,215,000
Less: Allowance for loan losses	(11,427,000)	(12,656,000)
Net loans	478,473,000	443,559,000
Premises and equipment, net	9,303,000	8,661,000
Accrued interest receivable	2,296,000	2,557,000
Other real estate owned	21,689,000	20,106,000
FHLB and FRB stock and other nonmarketable securities	8,313,000	8,044,000
Bank-owned life insurance policies	35,780,000	34,972,000
Core deposit intangibles, net	292,000	401,000
Other assets	15,826,000	13,528,000
TOTAL ASSETS	893,054,000	904,966,000
Deposits:
Noninterest-bearing	166,968,000	167,506,000
Interest-bearing	591,508,000	598,733,000
Total deposits	758,476,000	766,239,000
Accrued interest payable and other liabilities	15,360,000	17,301,000
Subordinated debentures	21,651,000	31,961,000
Total liabilities	795,487,000	815,501,000
STOCKHOLDERS’ EQUITY:
Preferred stock, no par value: authorized 5,000,000 shares; no shares outstanding at September 30, 2012 and December 31, 2011	0	0
Common stock, no par value: authorized 60,000,000 shares; outstanding 6,835,192 and 6,833,752 at September 30, 2012 and December 31, 2011, respectively	98,443,000	98,285,000
Accumulated deficit	(4,545,000)	(10,290,000)
Accumulated other comprehensive income, net of tax	3,669,000	1,470,000
Total stockholders’ equity	97,567,000	89,465,000
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 893,054,000	$ 904,966,000