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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 1,741 $ 918
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 537 626
Amortization of premium on securities, net 1,030 807
Amortization of core deposit intangible 73 72
Provision for loan losses 1,400 2,250
Net losses on sale and write-down of other real estate owned 749 1,246
Gain on sale of loans (1,089) (775)
(Gain) loss on sales or calls of securities (959) 10
Loss on sale of premises and equipment 1 4
Stock-based compensation expense 89 60
Effect of changes in:    
Accrued interest receivable 187 89
Other assets (1,506) (485)
Accrued interest payable and other liabilities 2,631 1,863
Net cash provided by operating activities 4,884 6,685
CASH FLOWS FROM INVESTING ACTIVITIES:    
Purchases of time deposits at other financial institutions (1)  
Purchases of available for sale securities (95,172) (50,302)
Proceeds from sales/calls of available for sale securities 78,439 6,000
Proceeds from maturities of available-for-sale securities 26,338 18,245
Purchases of FHLB and FRB stock and other securities (269) (903)
Net (increase) decrease in loans (852) 25,750
Proceeds from sales of other real estate owned 4,284 4,513
Purchases of premises and equipment (1,239) (192)
Net cash provided by investing activities 11,528 3,111
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net (decrease) increase in deposits (2,968) 4,084
Net cash (used in) provided by financing activities (2,968) 4,084
NET INCREASE IN CASH AND CASH EQUIVALENTS 13,444 13,880
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 58,968 23,634
CASH AND CASH EQUIVALENTS, END OF PERIOD 72,412 37,514
Cash paid during the year for:    
Interest 1,354 2,078
Income taxes paid 122  
Noncash investing and financing activities:    
Transfer from loans to other real estate owned $ 575 $ 3,840