NOTE 3 - LOANS (Detail) - (Table 1) (USD $)	Jun. 30, 2012	Dec. 31, 2011
Allowance for loan losses	$ (11,732,000)	$ (12,656,000)
Total loans, net	443,525,000	443,559,000
Commercial Loan [Member]
Commercial	43,471,000	46,160,000
Commercial Real Estate Other Receivable [Member]
Real estate - commercial	282,957,000	276,644,000
Commercial Real Estate Construction Financing Receivable [Member]
Real estate - construction	28,927,000	27,463,000
Mortgage Loans on Real Estate [Member]
Real estate - mortgage	45,511,000	47,362,000
Installment Loan [Member]
Installment	7,920,000	10,925,000
Other Loans [Member]
Other	46,687,000	47,965,000
Total Gross Loans [Member]
Gross loans	455,473,000	456,519,000
Loan Processing Fee [Member]
Deferred loan fees, net	(216,000)	(304,000)
Allowance for Loans and Leases Receivable [Member]
Allowance for loan losses	(11,732,000)	(12,656,000)
Total [Member]
Total loans, net	$ 443,525,000	$ 443,559,000