NOTE 3 - LOANS (Tables)

6 Months Ended

Jun. 30, 2012

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	June 30,			December 31,
	2012			2011
Commercial	$	43,471		$	46,160
Real estate - commercial		282,957			276,644
Real estate - construction		28,927			27,463
Real estate - mortgage		45,511			47,362
Installment		7,920			10,925
Other		46,687			47,965
Gross loans		455,473			456,519
Deferred loan fees, net		(216	)		(304	)
Allowance for loan losses		(11,732	)		(12,656	)
Total loans, net	$	443,525		$	443,559

Impaired Financing Receivables [Table Text Block]

	As of June 30, 2012						As of December 30, 2012
			Unpaid						Unpaid
	Recorded		Principal		Related		Recorded		Principal		Related
	Investment		Balance		Allowance		Investment		Balance		Allowance
With no allocated allowance
Commercial	$	—	$	—	$	—	$	—	$	—	$	—
Real estate - commercial		5,758		6,035		—		1,502		1,556		—
Real estate - construction		3,069		3,113		—		4,128		4,153		—
Real estate - mortgage		660		751		—		643		751		—
Installment		136		147		—		70		75		—
Other		111		114		—		88		91		—
Subtotal		9,734		10,160		—		6,431		6,626		—
With allocated allowance
Commercial		1,113		1,117		240		1,788		1,849		450
Real estate - commercial		187		187		99		4,496		5,302		606
Real estate - construction		5,312		5,312		529		5,312		5,312		504
Real estate - mortgage		281		311		35		295		314		37
Installment		—		—		—		37		39		13
Other		—		—		—		—		—		—
Subtotal		6,893		6,927		903		11,928		12,816		1,610
Total Impaired Loans	$	16,627	$	17,087	$	903	$	18,359	$	19,442	$	1,610

Loan And Leases Receivable Impaired Average Investment [Table Text Block]

	Average Recorded Investment				Average Recorded Investment
	for the three months ended				for the six months ended
	June 30,				June 30,
	2012		2011		2012		2011
Commercial	$	1,143	$	2,284	$	1,173	$	2,300
Real estate - commercial		5,989		10,166		6,119		10,211
Real estate - construction		8,388		4,257		8,394		4,260
Real estate - mortgage		950		1,153		964		1,157
Installment		140		23		144		23
Other		124		50		138		50
Total	$	16,734	$	17,933	$	16,932	$	18,001

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

	June 30,			December 31,
	2012			2011
Nonaccrual loans	$	16,627		$	18,359
Loans 90 days past due or more but still accruing interest		144			52
Total nonperforming loans	$	16,771		$	18,411
Nonaccrual loans to total gross loans		3.65	%		4.02	%
Nonperforming loans to total gross loans		3.68	%		4.04	%

Past Due Financing Receivables [Table Text Block]

	As of June 30, 2012
	Accruing Interest
	Current		30-89 Days Past Due		Greater than 90 Days Past Due		Nonaccrual		Total
Commercial	$	42,212	$	146	$	—	$	1,113	$	43,471
Real estate - commercial		276,774		94		144		5,945		282,957
Real estate - construction		20,546		—		—		8,381		28,927
Real estate - mortgage		44,315		255		—		941		45,511
Installment		7,695		89		—		136		7,920
Other		46,494		82		—		111		46,687
Total	$	438,036	$	666	$	144	$	16,627	$	455,473

	As of December 31, 2011
	Accruing Interest
	Current		30-89 Days Past Due		Greater than 90 Days Past Due		Nonaccrual		Total
Commercial	$	44,325	$	47	$	—	$	1,788	$	46,160
Real estate - commercial		264,143		6,503		—		5,998		276,644
Real estate - construction		18,023		—		—		9,440		27,463
Real estate - mortgage		45,170		1,254		—		938		47,362
Installment		10,614		152		52		107		10,925
Other		47,877		—		—		88		47,965
Total	$	430,152	$	7,956	$	52	$	18,359	$	456,519

Summary of Troubled Debt Restructuring Note, Debtor [Table Text Block]

	For the three months ended June 30, 2012						For the six months ended June 30, 2012
	Non Accruing TDRs						Non Accruing TDRs
			Pre-Modification		Post-Modification				Pre-Modification		Post-Modification
	Number		Outstanding		Outstanding		Number		Outstanding		Outstanding
	of		Recorded		Recorded		of		Recorded		Recorded
	Contracts		Investment		Investment		Contracts		Investment		Investment
Commercial		1	$	1,076	$	1,076		1	$	1,076	$	1,076
Real estate - commercial		2	$	278	$	278		2	$	278	$	278
Installment		1	$	25	$	25		2	$	73	$	73