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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 480 $ 399
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 272 319
Amortization of premium on securities, net 448 459
Amortization of core deposit intangible 37 36
Provision for loan losses 400 1,000
Net losses on sale and write-down of other real estate owned 478 366
Gain on sale of loans (405) (256)
Loss on sales or calls of securities 9 10
Loss on sale of premises and equipment 8 1
Stock-based compensation expense 40 31
Effect of changes in:    
Accrued interest receivable (42) 65
Other assets (1,067) (1,055)
Accrued interest payable and other liabilities 914 3,248
Net cash provided by operating activities 1,572 4,623
CASH FLOWS FROM INVESTING ACTIVITIES:    
Purchases of available-for-sale securities (53,437) (40,077)
Proceeds from maturities/calls of available-for-sale securities 12,733 15,932
Net decrease in loans 6,854 16,875
Proceeds from sales of other real estate owned 3,056 2,915
Purchases of premises and equipment (357) (73)
Net cash used in investing activities (31,151) (4,428)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in deposits 6,325 4,845
Net cash provided by financing activities 6,325 4,845
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS (23,254) 5,040
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 58,968 23,634
CASH AND CASH EQUIVALENTS, END OF PERIOD 35,714 28,674
Cash paid during the year for:    
Interest 743 1,069
Income taxes paid 80  
Noncash investing and financing activities:    
Transfer from loans to other real estate owned $ 335 $ 816