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CONDENSED CONSOLIDATED STATEMENT OF OPERATIONS (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Interest income    
Loans, including fees $ 6,470 $ 7,450
Taxable securities 1,967 1,795
Tax exempt securities 144 165
Federal funds sold and repurchase agreements 28 8
Total interest income 8,609 9,418
Interest expense    
Deposits 734 1,082
Subordinated debentures 483 530
Total interest expense 1,217 1,612
Net interest income 7,392 7,806
Provision for loan losses 400 1,000
Net interest income after provision for loan losses 6,992 6,806
Noninterest income    
Service charges on deposit accounts 1,052 1,166
Other fees and charges 1,197 1,121
Earnings on cash surrender value of life insurance policies 324 330
Gain on sale of loans, net 405 256
Loss on sales or calls of securities, net (9) (10)
Other 290 290
Total noninterest income 3,259 3,153
Noninterest expense    
Salaries and employee benefits 5,057 4,717
Occupancy expense 640 692
Furniture and equipment expense 245 296
FDIC and state assessments 313 443
Other real estate owned expense 634 452
Other 2,767 2,871
Total noninterest expenses 9,656 9,471
Income before provision for income taxes 595 488
Provision for income taxes 115 89
Net income 480 399
Total other comprehensive income, net of tax 1,004 351
Comprehensive income $ 1,484 $ 750
Per share amounts    
Basic and diluted income per share (in Dollars per share) $ 0.07 $ 0.06