CONDENSED CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
Cash and cash equivalents:
Cash and due from banks	$ 19,314	$ 18,758
Federal funds sold	16,400	40,210
Total cash and cash equivalents	35,714	58,968
Time deposits at other financial institutions	1,960	1,959
Investment securities available-for-sale, at fair value	354,154	312,205
Investment securities held-to-maturity, at amortized cost	6	6
Loans	448,649	456,215
Less: Allowance for loan losses	(12,274)	(12,656)
Net loans	436,375	443,559
Premises and equipment, net	8,738	8,661
Accrued interest receivable	2,599	2,557
Other real estate owned	16,906	20,106
FHLB and FRB stock and other nonmarketable securities	8,044	8,044
Bank-owned life insurance policies	35,225	34,972
Core deposit intangibles, net	364	401
Other assets	13,644	13,528
TOTAL ASSETS	913,729	904,966
Deposits:
Noninterest-bearing	156,030	167,506
Interest-bearing	616,534	598,733
Total deposits	772,564	766,239
Accrued interest payable and other liabilities	18,215	17,301
Subordinated debentures	31,961	31,961
Total liabilities	822,740	815,501
STOCKHOLDERS’ EQUITY:
Preferred stock, no par value: authorized 5,000,000 shares; no shares outstanding at March 31, 2012 and December 31, 2011	0	0
Common stock, no par value: authorized 60,000,000 shares; outstanding 6,833,752 at March 31, 2012 and December 31, 2011, respectively	98,325	98,285
Accumulated deficit	(9,810)	(10,290)
Accumulated other comprehensive income, net of tax	2,474	1,470
Total stockholders’ equity	90,989	89,465
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 913,729	$ 904,966