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CONDENSED CONSOLIDATED STATEMENT OF OPERATIONS (USD $)
In Thousands, except Per Share data
9 Months Ended
Sep. 30, 2011
INTEREST INCOME: 
Interest and fees on loans$ 21,978
Interest on investments: 
Taxable interest income5,777
Nontaxable interest income474
Interest on federal funds sold and repurchase agreements37
Total interest income28,266
INTEREST EXPENSE: 
Deposits3,034
Subordinated debentures1,420
Other borrowings1
Total interest expense4,455
NET INTEREST INCOME23,811
PROVISION FOR LOAN LOSSES2,650
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES21,161
NONINTEREST INCOME: 
Service charges on deposit accounts3,543
Other fees and charges3,483
Earnings on cash surrender value of life insurance policies1,075
Gain on sale of loans, net957
Gain on sales of securities, net849
Loss on sale of premises and equipment(153)
Other894
Total noninterest income10,648
NONINTEREST EXPENSES: 
Salaries and employee benefits13,894
Occupancy expense2,124
Furniture and equipment expense819
FDIC and state assessments1,040
Other real estate owned expense2,506
Other8,420
Total noninterest expenses28,803
INCOME (LOSS) BEFORE PROVISION FOR INCOME TAXES3,006
PROVISION FOR INCOME TAXES768
NET INCOME (LOSS)2,238
NET INCOME (LOSS) AVAILABLE TO COMMON SHAREHOLDERS$ 2,238
Basic and Diluted Earnings (Loss) Per Share (in Dollars per share)$ 0.33