X0201 42004-01-13 0000353191 NORTH VALLEY BANCORP NOVB 0001173575 LUDDEN THOMAS J TRI-L RANCH BOX 900 LEWISTON CA 96001 1000Common2004-01-124A011006.87A42600DDirector Stock Option - Right to Buy6.872004-01-124F011006.87D2004-01-122009-04-12Common Stock4500040365DRepresents exercise of 1999 Director Stock Option: 1,100 shares @ $6.87. THOMAS J. LUDDEN2004-01-13