X0201 42003-07-28 0000353191 NORTH VALLEY BANCORP NOVB 0001173575 LUDDEN THOMAS J TRI-L RANCH BOX 900 LEWISTON CA 96001 1000Common2003-07-244A090015.51A41500DREPRESENTS IMPLEMENTATION OF SECTION 8 OF THE 1998 EMPLOYEE STOCK INCENTIVE PLAN WHEREBY EACH DIRECTOR IS GRANTED A STOCK AWARD OF 900 SHARES ANNUALLY AS A RETAINER.THOMAS J. LUDDEN2003-07-28