X0101 42003-05-20 0000353191 NORTH VALLEY BANCORP NOVB 0001173575 LUDDEN THOMAS J 1000Common Stock2003-05-204F05006.87A40100DDirector Stock Option Right to Buy6.872003-05-204F05006.87D2003-05-202009-04-12Common Stock4500041965DThomas J. Ludden2003-05-22