ATTORNEYS AT LAW 1625 Eye Street, NW | Suite 800 Washington, DC 20006-4064 202.965.8100 | fax 202.965.8104 www.carltonfields.com Atlanta Florham Park Hartford Los Angeles Miami Minneapolis New York Orlando Tallahassee Tampa Washington, DC West Palm Beach

May 4, 2026

VIA EDGAR TRANSMISSION

U.S. Securities and Exchange Commission

100 F Street, NE

Washington, D.C. 20549

Re:    Everlake Life Insurance Company

Post-Effective Amendment No. 3 to Form N-4 Registration Statement

File No. 333-271022

Custom Plus Annuity

To the Commission:

Pursuant to Rule 497(j) under the Securities Act of 1933, as amended (the “1933 Act”), the above-named Registrant, through counsel, certifies that:

i.the form of prospectus and statement of additional information that would have been filed pursuant to Rule 497(c) under the 1933 Act would not have differed from that contained in the most recent amendment (“Amendment”) to the above- referenced registration statement; and

ii.Registrant electronically filed the text of the Amendment with the Commission.

Please direct any questions or comments to me at 202-965-8139.

Very truly yours,

/s/ W. Thomas Conner

___________________

W. Thomas Conner

Attorney at Law

Carlton Fields

cc: Richard Choi

Sonya Ekart

Karen Creevy