CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash flows from operating activities
Net income (loss)	$ 561	$ 526	$ (38)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Amortization and other non-cash items	(74)	(86)	(73)
Realized capital gains and losses	(265)	(143)	(76)
(Gain) loss on disposition of operations	(3)	68	687
Interest credited to contractholder funds	717	891	1,251
Changes in:
Policy benefits and other insurance reserves	(559)	(553)	(634)
Unearned premiums	0	(1)	(2)
Deferred policy acquisition costs	27	(1)	(14)
Reinsurance recoverables, net	16	(25)	(54)
Income taxes	27	121	33
Other operating assets and liabilities	(41)	(134)	(65)
Net cash provided by operating activities	406	663	1,015
Proceeds from sales
Fixed income securities	8,267	3,353	4,046
Equity securities	636	1,383	265
Limited partnership interests	481	521	387
Mortgage loans	6	10	24
Other investments	24	35	38
Investment collections
Fixed income securities	1,993	1,909	4,168
Mortgage loans	446	1,027	926
Other investments	69	46	88
Investment purchases
Fixed income securities	(8,272)	(3,232)	(4,348)
Equity securities	(1,264)	(1,612)	(453)
Limited partnership interests	(663)	(711)	(597)
Mortgage loans	(615)	(468)	(522)
Other investments	(220)	(306)	(81)
Change in short-term investments, net	77	79	(108)
Change in policy loans and other investments, net	(39)	60	76
Disposition of operations	20	345	0
Net cash provided by investing activities	946	2,439	3,909
Cash flows from financing activities
Contractholder fund deposits	901	1,065	2,062
Contractholder fund withdrawals	(2,278)	(3,407)	(6,520)
Dividends paid	(17)	0	0
Return of capital	0	(700)	(500)
Repayment of notes due to related parties	0	(7)	(214)
Net cash used in financing activities	(1,394)	(3,049)	(5,172)
Net (decrease) increase in cash	(42)	53	(248)
Cash at beginning of year	146	93	341
Cash at end of year	$ 104	$ 146	$ 93