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General (Tables)
 12 Months Ended
Dec. 31, 2015
General  
Summary of premiums and contract charges by product
The following table summarizes premiums and contract charges by product.
($ in millions)
2015
 
2014
 
2013
Premiums
 
 
 
 
 
Traditional life insurance
$
515

 
$
492

 
$
471

Immediate annuities with life contingencies
—

 
4

 
37

Accident and health insurance
85

 
93

 
105

Total premiums
600

 
589

 
613

 
 
 
 
 
 
Contract charges
 

 
 

 
 

Interest-sensitive life insurance
724

 
828

 
1,036

Fixed annuities
14

 
19

 
18

Total contract charges
738

 
847

 
1,054

Total premiums and contract charges
$
1,338

 
$
1,436

 
$
1,667