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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2014
Banking and Thrift [Abstract]  
Company's and Bank's Actual Capital Amounts and Ratios

The Company’s and Bank’s actual capital amounts and ratios are presented in the following table.

 

  Actual   For Capital
Adequacy
Purposes
  To Be Well Capitalized
Under Prompt Corrective
Action Provisions
 
  Amount   Ratio   Amount   Ratio   Amount   Ratio  
  (Dollars in Thousands)  

As of December 31, 2014

Total Capital to Risk Weighted Assets

Consolidated

$ 373,310      13.42 $ 222,557      8.00   —N/A—   

Ameris Bank

$ 414,356      14.90 $ 222,528      8.00 $ 278,160      10.00

Tier I Capital to Risk Weighted Assets:

Consolidated

$ 352,153      12.66 $ 111,279      4.00   —N/A—   

Ameris Bank

$ 393,199      14.14 $ 111,264      4.00 $ 166,896      6.00

Tier I Capital to Average Assets:

Consolidated

$ 352,153      8.94 $ 157,574      4.00   —N/A—   

Ameris Bank

$ 393,199      10.01 $ 157,165      4.00 $ 196,456      5.00

As of December 31, 2013

Total Capital to Risk Weighted Assets

Consolidated

$ 353,777      15.32 $ 184,784      8.00   —N/A—   

Ameris Bank

$ 369,387      16.03 $ 184,349      8.00 $ 230,437      10.00

Tier I Capital to Risk Weighted Assets:

Consolidated

$ 331,400      14.35 $ 92,392      4.00   —N/A—   

Ameris Bank

$ 347,010      15.06 $ 92,175      4.00 $ 138,262      6.00

Tier I Capital to Average Assets:

Consolidated

$ 331,400      11.33 $ 117,025      4.00   —N/A—   

Ameris Bank

$ 347,010      11.93 $ 116,372      4.00 $ 145,465      5.00