PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2012

Premises and equipment are summarized as follows:


	December 31,
	2012			2011
	(Dollars in Thousands)

Land	$	25,489		$	24,885
Buildings		55,115			53,315
Furniture and equipment		31,250			32,072
Construction in progress		816			235

		112,670			110,507
Accumulated depreciation		(36,687	)		(37,383	)

	$	75,983		$	73,124

Summary of Future Minimum Lease Commitments

the years ended December 31, 2012, 2011 and 2010, respectively. Future minimum lease commitments under the Company’s operating leases, excluding any renewal options, are summarized as follows:


2013	$	1,102,835
2014		967,755
2015		705,056
2016		421,167
2017		311,799
Thereafter		107,198

	$	3,615,810

- Definition

Tabular disclosure of the useful life and salvage value of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.

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