COMMITMENTS (Tables)

9 Months Ended

Sep. 30, 2012

Summary of Commitments to Extend Credit and Standby Letters of Credit

The Company’s commitments to extend credit and standby letters of credit are presented in the following table:

(Dollars in Thousands)	September 30, 2012		December 31, 2011		September 30, 2011
Commitments to extend credit	$	145,936	$	132,700	$	130,646
Standby letters of credit	$	9,367	$	8,074	$	6,889