LOANS (Tables)

6 Months Ended

Jun. 30, 2017

Schedule of Accounts Notes Loans and Financial Receivables

Loans are stated at unpaid balances, net of unearned income and deferred loan fees. Balances within the major loans receivable categories are presented in the following table, excluding purchased loans:

	June 30,		December 31,
(dollars in thousands)	2017		2016
Commercial, financial and agricultural	$	1,218,633	$	967,138
Real estate – construction and development		486,858		363,045
Real estate – commercial and farmland		1,519,002		1,406,219
Real estate – residential		857,069		781,018
Consumer installment		147,505		96,915
Other		1,161		12,486

	$	4,230,228	$	3,626,821

Summary of Purchased Loans And Major Loan Categories

Purchased loans are shown below according to major loan type as of the end of the periods shown:

	June 30,		December 31,
(dollars in thousands)	2017		2016
Commercial, financial and agricultural	$	87,612	$	96,537
Real estate – construction and development		73,567		81,368
Real estate – commercial and farmland		510,312		576,355
Real estate – residential		275,504		310,277
Consumer installment		3,504		4,654

	$	950,499	$	1,069,191

Rollforward of Acquired Loans

A rollforward of purchased loans for the six months ended June 30, 2017 and 2016 is shown below:

	June 30,		June 30,
(dollars in thousands)	2017		2016
Balance, January 1	$	1,069,191	$	909,083
Charge-offs, net of recoveries		(1,860)		(1,181)
Additions due to acquisitions		-		401,085
Accretion		6,165		8,844
Transfers to purchased other real estate owned		(3,281)		(3,420)
Payments received		(119,716)		(120,866)
Other		-		90

Ending balance	$	950,499	$	1,193,635

Schedule of Changes in Accretable Discounts Related Acquired Loans

The following is a summary of changes in the accretable discounts of purchased loans during the six months ended June 30, 2017 and 2016:

	June 30,		June 30,
(dollars in thousands)	2017		2016
Balance, January 1	$	30,624	$	33,848
Additions due to acquisitions		-		9,991
Accretion		(6,165)		(8,844)
Accretable discounts removed due to charge-offs		(13)		(11)
Transfers between non-accretable and accretable discounts, net		807		1,461

Ending balance	$	25,253	$	36,445

Schedule of Allowances for Loan Losses by Portfolio Segment

The following tables detail activity in the allowance for loan losses by portfolio segment for the three and six-month periods ended June 30, 2017, the year ended December 31, 2016 and the three and six-month periods ended June 30, 2016. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.

									Consumer
	Commercial,		Real Estate –		Real Estate –				Installment				Purchased
	Financial &		Construction &		Commercial &		Real Estate –		Loans and		Purchased		Loan
(dollars in thousands)	Agricultural		Development		Farmland		Residential		Other		Loans		Pools		Total
Three months ended June 30, 2017:
Balance, March 31, 2017	$	2,798	$	3,597	$	7,879	$	5,840	$	854	$	2,196	$	2,086	$	25,250
Provision for loan losses		984		102		255		655		695		(23)		(463)		2,205
Loans charged off		(701)		(41)		(386)		(963)		(438)		(755)		-		(3,284)
Recoveries of loans previously charged off		221		98		121		73		44		373		-		930

Balance, June 30, 2017	$	3,302	$	3,756	$	7,869	$	5,605	$	1,155	$	1,791	$	1,623	$	25,101

Six months ended June 30, 2017:
Balance, December 31, 2016	$	2,192	$	2,990	$	7,662	$	6,786	$	827	$	1,626	$	1,837	$	23,920
Provision for loan losses		1,625		742		472		(136)		869		683		(214)		4,041
Loans charged off		(805)		(94)		(395)		(1,179)		(602)		(1,311)		-		(4,386)
Recoveries of loans previously charged off		290		118		130		134		61		793		-		1,526

Balance, June 30, 2017	$	3,302	$	3,756	$	7,869	$	5,605	$	1,155	$	1,791	$	1,623	$	25,101

Period-end allocation:
Loans individually evaluated for impairment ⁽¹⁾	$	691	$	174	$	1,437	$	1,748	$	-	$	1,791	$	180	$	6,021
Loans collectively evaluated for impairment		2,611		3,582		6,432		3,857		1,155		-		1,443		19,080

Ending balance	$	3,302	$	3,756	$	7,869	$	5,605	$	1,155	$	1,791	$	1,623	$	25,101

Loans:
Individually evaluated for impairment ⁽¹⁾	$	2,418	$	636	$	10,814	$	8,282	$	-	$	27,598	$	918	$	50,666
Collectively evaluated for impairment		1,216,215		486,222		1,508,188		848,787		148,666		794,706		489,196		5,491,980
Acquired with deteriorated credit quality		-		-		-		-		-		128,195		-		128,195

Ending balance	$	1,218,633	$	486,858	$	1,519,002	$	857,069	$	148,666	$	950,499	$	490,114	$	5,670,841

(1)

At June 30, 2017, loans individually evaluated for impairment includes all nonaccrual loans greater than $100,000 and all troubled debt restructurings greater than $100,000, including all troubled debt restructurings and not only those currently classified as troubled debt restructurings.

									Consumer
	Commercial,		Real Estate –		Real Estate –				Installment				Purchased
	Financial &		Construction &		Commercial &		Real Estate -		Loans and		Purchased		Loan
(dollars in thousands)	Agricultural		Development		Farmland		Residential		Other		Loans		Pools		Total
Twelve months ended December 31, 2016:
Balance, January 1, 2016	$	1,144	$	5,009	$	7,994	$	4,760	$	1,574	$	-	$	581	$	21,062
Provision for loan losses		2,647		(1,921)		107		2,757		(523)		(232)		1,256		4,091
Loans charged off		(1,999)		(588)		(708)		(1,122)		(351)		(1,559)		-		(6,327)
Recoveries of loans previously charged off		400		490		269		391		127		3,417		-		5,094

Balance, December 31, 2016	$	2,192	$	2,990	$	7,662	$	6,786	$	827	$	1,626	$	1,837	$	23,920

Period-end allocation:
Loans individually evaluated for impairment ⁽¹⁾	$	120	$	266	$	1,502	$	2,893	$	-	$	1,626	$	-	$	6,407
Loans collectively evaluated for impairment		2,072		2,724		6,160		3,893		827		-		1,837		17,513

Ending balance	$	2,192	$	2,990	$	7,662	$	6,786	$	827	$	1,626	$	1,837	$	23,920

Loans:
Individually evaluated for impairment ⁽¹⁾	$	501	$	659	$	12,423	$	12,697	$	-	$	34,141	$	-	$	60,421
Collectively evaluated for impairment		966,637		362,386		1,393,796		768,321		109,401		886,516		568,314		5,055,371
Acquired with deteriorated credit quality		-		-		-		-		-		148,534		-		148,534

Ending balance	$	967,138	$	363,045	$	1,406,219	$	781,018	$	109,401	$	1,069,191	$	568,314	$	5,264,326

(1)

At December 31, 2016, loans individually evaluated for impairment includes all nonaccrual loans greater than $100,000 and all troubled debt restructurings greater than $100,000, including all troubled debt restructurings and not only those currently classified as troubled debt restructurings.

									Consumer
	Commercial,		Real Estate –		Real Estate –				Installment				Purchased
	Financial &		Construction &		Commercial &		Real Estate -		Loans and		Purchased		Loan
(dollars in thousands)	Agricultural		Development		Farmland		Residential		Other		Loans		Pools		Total
Three months ended June 30, 2016:
Balance, March 31, 2016	$	1,599	$	3,925	$	7,099	$	4,631	$	1,939	$	983	$	1,306	$	21,482
Provision for loan losses		522		(438)		664		(259)		264		243		(107)		889
Loans charged off		(541)		(109)		(361)		(123)		(59)		(183)		-		(1,376)
Recoveries of loans previously charged off		87		221		57		14		16		344		-		739

Balance, June 30, 2016	$	1,667	$	3,599	$	7,459	$	4,263	$	2,160	$	1,387	$	1,199	$	21,734

Six months ended June 30, 2016:
Balance, December 31, 2015	$	1,144	$	5,009	$	7,994	$	4,760	$	1,574	$	-	$	581	$	21,062
Provision for loan losses		1,310		(1,489)		(5)		(234)		663		707		618		1,570
Loans charged off		(947)		(264)		(708)		(591)		(118)		(562)		-		(3,190)
Recoveries of loans previously charged off		160		343		178		328		41		1,242		-		2,292

Balance, June 30, 2016	$	1,667	$	3,599	$	7,459	$	4,263	$	2,160	$	1,387	$	1,199	$	21,734

Period-end allocation:
Loans individually evaluated for impairment ⁽¹⁾	$	137	$	690	$	997	$	2,339	$	-	$	1,387	$	-	$	5,550
Loans collectively evaluated for impairment		1,530		2,909		6,462		1,924		2,160		-		1,199		16,184

Ending balance	$	1,667	$	3,599	$	7,459	$	4,263	$	2,160	$	1,387	$	1,199	$	21,734
Loans:
Individually evaluated for impairment ⁽¹⁾	$	819	$	1,465	$	11,870	$	10,345	$	-	$	41,751	$	-	$	66,250
Collectively evaluated for impairment		563,524		273,252		1,236,710		669,888		51,198		978,135		610,425		4,383,132
Acquired with deteriorated credit quality		-		-		-		-		-		173,749		-		173,749

Ending balance	$	564,343	$	274,717	$	1,248,580	$	680,233	$	51,198	$	1,193,635	$	610,425	$	4,623,131

(1)

At June 30, 2016, loans individually evaluated for impairment includes all nonaccrual loans greater than $100,000 and all troubled debt restructurings greater than $100,000, including all troubled debt restructurings and not only those currently classified as troubled debt restructurings.

Purchased Loans [Member]

Summary of Financial Receivable Nonaccrual Basis

The following table presents an analysis of purchased loans accounted for on a nonaccrual basis:

	June 30,		December 31,
(dollars in thousands)	2017		2016
Commercial, financial and agricultural	$	169	$	692
Real estate – construction and development		2,463		2,611
Real estate – commercial and farmland		6,624		10,174
Real estate – residential		8,074		9,476
Consumer installment		27		13

	$	17,357	$	22,966

Summary of Past Due Financial Receivables

The following table presents an analysis of purchased past-due loans as of June 30, 2017 and December 31, 2016:

													Loans 90
													Days or
	Loans		Loans		Loans 90								More Past
	30-59		60-89		or More		Total						Due and
	Days Past		Days		Days Past		Loans		Current		Total		Still
(dollars in thousands)	Due		Past Due		Due		Past Due		Loans		Loans		Accruing

June 30, 2017
Commercial, financial & agricultural	$	171	$	-	$	152	$	323	$	87,289	$	87,612	$	-
Real estate – construction & development		322		81		1,830		2,233		71,334		73,567		-
Real estate – commercial & farmland		1,084		46		2,260		3,390		506,922		510,312		-
Real estate – residential		985		1,353		5,256		7,594		267,910		275,504		147
Consumer installment loans		28		-		16		44		3,460		3,504		-

Total	$	2,590	$	1,480	$	9,514	$	13,584	$	936,915	$	950,499	$	147

December 31, 2016
Commercial, financial & agricultural	$	113	$	18	$	593	$	724	$	95,813	$	96,537	$	-
Real estate – construction & development		161		11		2,518		2,690		78,678		81,368		-
Real estate – commercial & farmland		2,034		326		7,152		9,512		566,843		576,355		-
Real estate – residential		4,566		698		6,835		12,099		298,178		310,277		-
Consumer installment loans		22		-		13		35		4,619		4,654		-

Total	$	6,896	$	1,053	$	17,111	$	25,060	$	1,044,131	$	1,069,191	$	-

Summary of Impaired Financial Receivables

The following is a summary of information pertaining to purchased impaired loans:

	As of and for the Period Ended
	June 30,		December 31,		June 30,
(dollars in thousands)	2017		2016		2016
Nonaccrual loans	$	17,357	$	22,966	$	26,736
Troubled debt restructurings not included above		21,020		23,543		20,642

Total impaired loans	$	38,377	$	46,509	$	47,378

Quarter-to-date interest income recognized on impaired loans	$	374	$	377	$	343
Year-to-date interest income recognized on impaired loans	$	753	$	2,755	$	885
Quarter-to-date foregone interest income on impaired loans	$	265	$	354	$	412
Year-to-date foregone interest income on impaired loans	$	601	$	1,637	$	938

The following table presents an analysis of information pertaining to purchased impaired loans as of June 30, 2017, December 31, 2016 and June 30, 2016:

											Three		Six
	Unpaid		Recorded		Recorded						Month		Month
	Contractual		Investment		Investment		Total				Average		Average
	Principal		With No		With		Recorded		Related		Recorded		Recorded
(dollars in thousands)	Balance		Allowance		Allowance		Investment		Allowance		Investment		Investment
June 30, 2017
Commercial, financial & agricultural	$	1,679	$	163	$	6	$	169	$	-	$	273	$	412
Real estate – construction & development		8,296		524		2,967		3,491		257		3,491		3,650
Real estate – commercial & farmland		16,987		2,418		11,616		14,034		771		16,167		16,989
Real estate – residential		24,219		7,647		13,009		20,656		763		21,262		21,904
Consumer installment loans		36		27		-		27		-		24		24

Total	$	51,217	$	10,779	$	27,598	$	38,377	$	1,791	$	41,217	$	42,979

											Three		Twelve
	Unpaid		Recorded		Recorded						Month		Month
	Contractual		Investment		Investment		Total				Average		Average
	Principal		With No		With		Recorded		Related		Recorded		Recorded
(dollars in thousands)	Balance		Allowance		Allowance		Investment		Allowance		Investment		Investment
December 31, 2016
Commercial, financial & agricultural	$	5,031	$	370	$	322	$	692	$	-	$	783	$	2,206
Real estate – construction & development		24,566		493		3,477		3,970		153		3,888		4,279
Real estate – commercial & farmland		36,174		3,598		15,036		18,634		385		17,806		19,872
Real estate – residential		27,022		7,883		15,306		23,189		1,088		23,201		23,163
Consumer installment loans		37		24		-		24		-		51		96

Total	$	92,830	$	12,368	$	34,141	$	46,509	$	1,626	$	45,729	$	49,616

											Three		Six
	Unpaid		Recorded		Recorded						Month		Month
	Contractual		Investment		Investment		Total				Average		Average
	Principal		With No		With		Recorded		Related		Recorded		Recorded
(dollars in thousands)	Balance		Allowance		Allowance		Investment		Allowance		Investment		Investment
June 30, 2016
Commercial, financial & agricultural	$	2,976	$	802	$	-	$	802	$	-	$	2,132	$	2,710
Real estate – construction & development		10,082		1,538		2,550		4,088		223		4,273		4,164
Real estate – commercial & farmland		27,234		4,202		15,211		19,413		690		21,581		20,433
Real estate – residential		26,781		12,099		10,894		22,993		474		22,604		22,786
Consumer installment loans		103		82		-		82		-		109		114

Total	$	67,176	$	18,723	$	28,655	$	47,378	$	1,387	$	50,699	$	50,207

Summary of Credit Quality Indicate Financial Receivable

The following table presents the purchased loan portfolio by risk grade as of June 30, 2017 and December 31, 2016 (in thousands):

Risk Grade	Commercial, Financial & Agricultural		Real Estate - Construction & Development		Real Estate - Commercial & Farmland		Real Estate - Residential		Consumer Installment Loans		Other		Total
June 30, 2017
10	$	5,202	$	-	$	-	$	-	$	757	$	-	$	5,959
15		4,890		-		6,210		27,943		348		-		39,391
20		12,311		12,289		190,506		111,033		1,310		-		327,449
23		22		2,553		8,139		11,344		-		-		22,058
25		51,611		46,179		261,911		99,248		954		-		459,903
30		11,359		9,215		14,545		6,693		57		-		41,869
40		2,217		3,331		29,001		19,243		78		-		53,870
50		-		-		-		-		-		-		-
60		-		-		-		-		-		-		-

Total	$	87,612	$	73,567	$	510,312	$	275,504	$	3,504	$	-	$	950,499

December 31, 2016
10	$	5,722	$	-	$	-	$	-	$	814	$	-	$	6,536
15		1,266		-		7,619		31,331		570		-		40,786
20		16,204		10,686		194,168		111,712		1,583		-		334,353
23		22		3,643		9,019		14,791		-		-		27,475
25		67,123		56,006		323,242		121,379		1,276		-		569,026
30		5,072		7,271		15,039		7,605		45		-		35,032
40		1,128		3,762		27,268		23,459		366		-		55,983
50		-		-		-		-		-		-		-
60		-		-		-		-		-		-		-

Total	$	96,537	$	81,368	$	576,355	$	310,277	$	4,654	$	-	$	1,069,191

Summary of Troubled Debt Restructurings by Loan Class

The following table presents the purchased loans by class modified as troubled debt restructurings, which occurred during the six months ending June 30, 2017 and 2016:

	June 30, 2017				June 30, 2016
			Balance				Balance
Loan Class	#		(in thousands)		#		(in thousands)
Commercial, financial & agricultural		1	$	6		1	$	76
Real estate – construction & development		-		-		-		-
Real estate – commercial & farmland		4		1,323		2		492
Real estate – residential		4		578		3		662
Consumer installment		-		-		-		-
Total		9	$	1,907		6	$	1,230

Troubled Debt Restructurings on Financing Receivable Payment Default

The following table presents purchased loan troubled debt restructurings by class that defaulted (defined as 30 days past due) during the six months ending June 30, 2017 and 2016:

	June 30, 2017				June 30, 2016
			Balance				Balance
Loan Class	#		(in thousands)		#		(in thousands)
Commercial, financial & agricultural		1	$	6		2	$	76
Real estate – construction & development		-		-		2		402
Real estate – commercial & farmland		1		226		-		-
Real estate – residential		4		138		6		919
Consumer installment		1		3		-		-
Total		7	$	373		10	$	1,397

Loans Excluding Purchased Loan [Member]

Summary of Financial Receivable Nonaccrual Basis

The following table presents an analysis of loans accounted for on a nonaccrual basis, excluding purchased loans:

	June 30,		December 31,
(dollars in thousands)	2017		2016
Commercial, financial and agricultural	$	2,463	$	1,814
Real estate – construction and development		770		547
Real estate – commercial and farmland		6,004		8,757
Real estate – residential		7,342		6,401
Consumer installment		504		595

	$	17,083	$	18,114

Summary of Past Due Financial Receivables

The following table presents an analysis of past-due loans, excluding purchased past-due loans as of June 30, 2017 and December 31, 2016:

													Loans 90
													Days or
	Loans		Loans		Loans 90								More Past
	30-59		60-89		or More		Total						Due and
	Days Past		Days		Days Past		Loans		Current		Total		Still
(dollars in thousands)	Due		Past Due		Due		Past Due		Loans		Loans		Accruing

June 30, 2017
Commercial, financial & agricultural	$	6,343	$	2,298	$	3,919	$	12,560	$	1,206,073	$	1,218,633	$	1,784
Real estate – construction & development		205		12		751		968		485,890		486,858		-
Real estate – commercial & farmland		1,311		366		5,602		7,279		1,511,723		1,519,002		-
Real estate – residential		2,833		1,174		5,432		9,439		847,630		857,069		-
Consumer installment loans		575		188		294		1,057		146,448		147,505		-
Other		-		-		-		-		1,161		1,161		-

Total	$	11,267	$	4,038	$	15,998	$	31,303	$	4,198,925	$	4,230,228	$	1,784

December 31, 2016
Commercial, financial & agricultural	$	565	$	82	$	1,293	$	1,940	$	965,198	$	967,138	$	-
Real estate – construction & development		908		446		439		1,793		361,252		363,045		-
Real estate – commercial & farmland		6,329		1,711		6,945		14,985		1,391,234		1,406,219		-
Real estate – residential		6,354		1,282		5,302		12,938		768,080		781,018		-
Consumer installment loans		624		263		350		1,237		95,678		96,915		-
Other		-		-		-		-		12,486		12,486		-

Total	$	14,780	$	3,784	$	14,329	$	32,893	$	3,593,928	$	3,626,821	$	-

Summary of Impaired Financial Receivables

The following is a summary of information pertaining to impaired loans, excluding purchased loans:

	As of and for the Period Ended
	June 30,		December 31,		June 30,
(dollars in thousands)	2017		2016		2016
Nonaccrual loans	$	17,083	$	18,114	$	16,003
Troubled debt restructurings not included above		12,169		14,209		14,795

Total impaired loans	$	29,252	$	32,323	$	30,798

Quarter-to-date interest income recognized on impaired loans	$	320	$	225	$	238
Year-to-date interest income recognized on impaired loans	$	560	$	1,033	$	556
Quarter-to-date foregone interest income on impaired loans	$	247	$	267	$	230
Year-to-date foregone interest income on impaired loans	$	521	$	977	$	471

The following table presents an analysis of information pertaining to impaired loans, excluding purchased loans as of June 30, 2017, December 31, 2016 and June 30, 2016:

											Three		Six
	Unpaid		Recorded		Recorded						Month		Month
	Contractual		Investment		Investment		Total				Average		Average
	Principal		With No		With		Recorded		Related		Recorded		Recorded
(dollars in thousands)	Balance		Allowance		Allowance		Investment		Allowance		Investment		Investment
June 30, 2017
Commercial, financial & agricultural	$	4,166	$	596	$	1,907	$	2,503	$	704	$	3,113	$	2,695
Real estate – construction & development		1,733		119		1,080		1,199		179		1,123		1,160
Real estate – commercial & farmland		11,885		5,940		4,923		10,863		1,436		11,156		11,730
Real estate – residential		13,569		2,154		12,017		14,171		1,994		15,946		16,186
Consumer installment loans		583		-		516		516		5		553		572

Total	$	31,936	$	8,809	$	20,443	$	29,252	$	4,318	$	31,891	$	32,343

											Three		Twelve
	Unpaid		Recorded		Recorded						Month		Month
	Contractual		Investment		Investment		Total				Average		Average
	Principal		With No		With		Recorded		Related		Recorded		Recorded
(dollars in thousands)	Balance		Allowance		Allowance		Investment		Allowance		Investment		Investment
December 31, 2016
Commercial, financial & agricultural	$	3,068	$	204	$	1,656	$	1,860	$	134	$	1,613	$	1,684
Real estate – construction & development		2,047		-		1,233		1,233		273		1,590		2,018
Real estate – commercial & farmland		13,906		6,811		6,065		12,876		1,503		12,948		12,845
Real estate – residential		15,482		2,238		13,503		15,741		3,080		15,525		14,453
Consumer installment loans		671		-		613		613		5		576		506

Total	$	35,174	$	9,253	$	23,070	$	32,323	$	4,995	$	32,252	$	31,506

											Three		Six
	Unpaid		Recorded		Recorded						Month		Month
	Contractual		Investment		Investment		Total				Average		Average
	Principal		With No		With		Recorded		Related		Recorded		Recorded
(dollars in thousands)	Balance		Allowance		Allowance		Investment		Allowance		Investment		Investment
June 30, 2016
Commercial, financial & agricultural	$	3,786	$	652	$	1,453	$	2,105	$	150	$	1,825	$	1,731
Real estate – construction & development		3,141		230		1,826		2,056		697		2,154		2,304
Real estate – commercial & farmland		13,592		5,312		7,221		12,533		1,000		12,772		12,777
Real estate – residential		14,460		1,329		12,331		13,660		2,369		13,249		13,450
Consumer installment loans		531		-		444		444		8		441		458

Total	$	35,510	$	7,523	$	23,275	$	30,798	$	4,224	$	30,441	$	30,720

Summary of Credit Quality Indicate Financial Receivable

The following table presents the loan portfolio, excluding purchased loans, by risk grade as of June 30, 2017 and December 31, 2016 (in thousands):

Risk Grade	Commercial, Financial & Agricultural		Real Estate - Construction & Development		Real Estate - Commercial & Farmland		Real Estate - Residential		Consumer Installment Loans		Other		Total
June 30, 2017
10	$	475,310	$	-	$	6,384	$	51	$	8,769	$	-	$	490,514
15		502,635		1,306		81,494		45,429		277		-		631,141
20		108,940		47,672		996,883		696,382		24,270		1,161		1,875,308
23		349		6,072		3,055		5,906		4		-		15,386
25		120,987		424,915		399,354		89,100		113,430		-		1,147,786
30		5,720		5,217		16,817		4,998		119		-		32,871
40		4,685		1,676		15,015		15,104		636		-		37,116
50		7		-		-		99		-		-		106
60		-		-		-		-		-		-		-

Total	$	1,218,633	$	486,858	$	1,519,002	$	857,069	$	147,505	$	1,161	$	4,230,228

December 31, 2016
10	$	397,093	$	-	$	8,814	$	125	$	8,532	$	-	$	414,564
15		376,323		5,390		102,893		54,136		405		-		539,147
20		97,057		36,307		889,539		609,583		25,026		12,486		1,669,998
23		366		6,803		8,533		7,470		14		-		23,186
25		92,066		307,903		357,151		88,370		62,098		-		907,588
30		144		719		22,986		5,197		126		-		29,172
40		4,089		5,923		16,303		16,038		714		-		43,067
50		-		-		-		99		-		-		99
60		-		-		-		-		-		-		-

Total	$	967,138	$	363,045	$	1,406,219	$	781,018	$	96,915	$	12,486	$	3,626,821

Summary of Troubled Debt Restructurings by Loan Class

The following table presents the loans by class modified as troubled debt restructurings, excluding purchased loans, which occurred during the six months ending June 30, 2017 and 2016:

	June 30, 2017				June 30, 2016
			Balance				Balance
Loan Class	#		(in thousands)		#		(in thousands)
Commercial, financial & agricultural		-	$	-		2	$	28
Real estate – construction & development		-		-		1		6
Real estate – commercial & farmland		4		1,062		4		1,666
Real estate – residential		1		77		6		739
Consumer installment		6		31		6		26
Total		11	$	1,170		19	$	2,465

Summary of Troubled Debt Restructuring by Loan Class, Classified Separately under Restructured Terms

The following table presents the amount of troubled debt restructurings by loan class, excluding purchased loans, classified separately as accrual and nonaccrual at June 30, 2017 and December 31, 2016:

June 30, 2017	Accruing Loans				Non-Accruing Loans
			Balance				Balance
Loan Class	#		(in thousands)		#		(in thousands)
Commercial, financial & agricultural		3	$	40		15	$	136
Real estate – construction & development		7		429		2		34
Real estate – commercial & farmland		16		4,859		4		192
Real estate – residential		74		6,829		17		1,975
Consumer installment		7		12		34		133
Total		107	$	12,169		72	$	2,470

December 31, 2016	Accruing Loans				Non-Accruing Loans
			Balance				Balance
Loan Class	#		(in thousands)		#		(in thousands)
Commercial, financial & agricultural		4	$	47		15	$	114
Real estate – construction & development		8		686		2		34
Real estate – commercial & farmland		16		4,119		5		2,970
Real estate – residential		82		9,340		15		739
Consumer installment		7		17		32		130
Total		117	$	14,209		69	$	3,987

Troubled Debt Restructurings on Financing Receivable Payment Default

The following table presents for loans, excluding purchased loans, the troubled debt restructurings by class that defaulted (defined as 30 days past due) during the six months ending June 30, 2017 and 2016:

	June 30, 2017				June 30, 2016
			Balance				Balance
Loan Class	#		(in thousands)		#		(in thousands)
Commercial, financial & agricultural		2	$	49		2	$	7
Real estate – construction & development		-		-		-		-
Real estate – commercial & farmland		4		362		2		191
Real estate – residential		9		554		6		292
Consumer installment		7		27		1		4
Total		22	$	992		11	$	494

Accrual And Non Accrual [Member] | Purchased Loans [Member]

Summary of Troubled Debt Restructuring by Loan Class, Classified Separately under Restructured Terms

The following table presents the amount of troubled debt restructurings by loan class of purchased loans, classified separately as accrual and nonaccrual at June 30, 2017 and December 31, 2016.

June 30, 2017	Accruing Loans				Non-Accruing Loans
			Balance				Balance
Loan Class	#		(in thousands)		#		(in thousands)
Commercial, financial & agricultural		-	$	-		4	$	21
Real estate – construction & development		3		1,028		6		356
Real estate – commercial & farmland		17		7,410		11		3,935
Real estate – residential		120		12,582		32		1,965
Consumer installment		-		-		2		7
Total		140	$	21,020		55	$	6,284

December 31, 2016	Accruing Loans				Non-Accruing Loans
			Balance				Balance
Loan Class	#		(in thousands)		#		(in thousands)
Commercial, financial & agricultural		1	$	1		4	$	91
Real estate – construction & development		6		1,358		3		30
Real estate – commercial & farmland		20		8,460		5		2,402
Real estate – residential		123		13,713		33		2,077
Consumer installment		3		11		1		-
Total		153	$	23,543		46	$	4,600