SEGMENT REPORTING

12 Months Ended

Dec. 31, 2016

Segment Reporting [Abstract]

SEGMENT REPORTING

NOTE 23. SEGMENT REPORTING

The following table presents selected financial information with respect to the Company’s reportable business segments for the years ended December 31, 2016, 2015 and 2014.

	Year Ended December 31, 2016
	Banking Division		Retail Mortgage Division		Warehouse Lending Division		SBA Division		Total
	(dollars in thousands)
Interest income	$	214,310	$	14,110	$	6,686	$	3,959	$	239,065
Interest expense		18,955		-		-		739		19,694
Net interest income		195,355		14,110		6,686		3,220		219,371
Provision for loan losses		2,081		573		590		847		4,091
Noninterest income		53,168		45,162		1,790		5,681		105,801
Noninterest expense
Salaries and employee benefits		72,824		30,689		619		2,705		106,837
Occupancy and equipment expenses		22,211		1,928		4		254		24,397
Data processing and communications expenses		23,184		1,300		103		4		24,591
Other expenses		54,707		4,485		106		712		60,010
Total noninterest expense		172,926		38,402		832		3,675		215,835
Income before income tax expense		73,516		20,297		7,054		4,379		105,246
Income tax expense		22,040		7,104		2,469		1,533		33,146
Net income		51,476		13,193		4,585		2,846		72,100
Less preferred stock dividends		-		-		-		-		-
Net income available to common shareholders	$	51,476	$	13,193	$	4,585	$	2,846	$	72,100
Total assets	$	6,252,956	$	358,497	$	189,670	$	90,908	$	6,892,031
Other intangible assets, net	$	17,428	$	-	$	-	$	-	$	17,428
Goodwill	$	125,532	$	-	$	-	$	-	$	125,532

	Year Ended December 31, 2015
	Banking Division		Retail Mortgage Division		Warehouse Lending Division		SBA Division		Total
	(dollars in thousands)
Interest income	$	174,162	$	8,821	$	4,137	$	3,273	$	190,393
Interest expense		14,385		-		-		471		14,856
Net interest income		159,777		8,821		4,137		2,802		175,537
Provision for loan losses		4,847		417		-		-		5,264
Noninterest income		44,251		34,498		1,364		5,473		85,586
Noninterest expense
Salaries and employee benefits		68,183		22,112		519		3,189		94,003
Occupancy and equipment expenses		19,320		1,674		7		194		21,195
Data processing and communications expenses		18,681		1,065		95		8		19,849
Other expenses		59,636		3,787		123		522		64,068
Total noninterest expense		165,820		28,638		744		3,913		199,115
Income before income tax expense		33,361		14,264		4,757		4,362		56,744
Income tax expense		7,713		4,992		1,665		1,527		15,897
Net income		25,648		9,272		3,092		2,835		40,847
Less preferred stock dividends		-		-		-		-		-
Net income available to common shareholders	$	25,648	$	9,272	$	3,092	$	2,835	$	40,847
Total assets	$	5,166,045	$	246,730	$	101,893	$	74,272	$	5,588,940
Other intangible assets, net	$	17,058	$	-	$	-	$	-	$	17,058
Goodwill	$	90,082	$	-	$	-	$	-	$	90,082

	Year Ended December 31, 2014
	Banking Division		Retail Mortgage Division		Warehouse Lending Division		SBA Division		Total
	(dollars in thousands)
Interest income	$	154,898	$	5,344	$	2,016	$	2,308	$	164,566
Interest expense		14,438		-		-		242		14,680
Net interest income		140,460		5,344		2,016		2,066		149,886
Provision for loan losses		4,822		826		-		-		5,648
Noninterest income		32,337		24,959		655		4,885		62,836
Noninterest expense
Salaries and employee benefits		55,101		15,918		255		2,604		73,878
Occupancy and equipment expenses		16,097		1,342		1		81		17,521
Data processing and communications expenses		14,436		1,043		54		18		15,551
Other expenses		39,175		3,603		392		749		43,919
Total noninterest expense		124,809		21,906		702		3,452		150,869
Income before income tax expense		43,166		7,571		1,969		3,499		56,205
Income tax expense		12,918		2,650		689		1,225		17,482
Net income		30,248		4,921		1,280		2,274		38,723
Less preferred stock dividends		286		-		-		-		286
Net income available to common shareholders	$	29,962	$	4,921	$	1,280	$	2,274	$	38,437
Total assets	$	3,751,503	$	164,588	$	58,502	$	62,484	$	4,037,077
Other intangible assets, net	$	8,221	$	-	$	-	$	-	$	8,221
Goodwill	$	63,547	$	-	$	-	$	-	$	63,547