BASIS OF PRESENTATION AND ACCOUNTING POLICIES (Tables)

9 Months Ended

Sep. 30, 2025

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Schedule of Error Corrections

A summary of the corrections is presented below.

	Three Months Ended September 30, 2024
	Banking Division						Warehouse Lending Division
(dollars in thousands)	As Reported		Adjustments		As Corrected		As Reported		Adjustments		As Corrected
Interest income	$	255,241	$	(11,277)	$	243,964	$	10,400	$	11,277	$	21,677
Interest expense	78,447		(7,118)		71,329		6,747		7,118		13,865
Net interest income	176,794		(4,159)		172,635		3,653		4,159		7,812
Noninterest income	27,800		(1,365)		26,435		400		1,365		1,765
Income before income tax expense	89,128		(5,524)		83,604		3,347		5,524		8,871
Income tax expense	18,992		(1,160)		17,832		703		1,160		1,863
Net income	$	70,136	$	(4,364)	$	65,772	$	2,644	$	4,364	$	7,008
Total assets	$	19,387,331	$	(403,996)	$	18,983,335	$	597,670	$	403,996	$	1,001,666

	Nine Months Ended September 30, 2024
	Banking Division						Warehouse Lending Division
(dollars in thousands)	As Reported		Adjustments		As Corrected		As Reported		Adjustments		As Corrected
Interest income	$	734,220	$	(11,277)	$	722,943	$	46,263	$	11,277	$	57,540
Interest expense	219,421		(7,118)		212,303		30,290		7,118		37,408
Net interest income	514,799		(4,159)		510,640		15,973		4,159		20,132
Noninterest income	91,690		(1,365)		90,325		2,168		1,365		3,533
Income before income tax expense	232,941		(5,524)		227,417		14,286		5,524		19,810
Income tax expense	61,110		(1,160)		59,950		3,000		1,160		4,160
Net income	$	171,831	$	(4,364)	$	167,467	$	11,286	$	4,364	$	15,650